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If you’re planning a long trip abroad, it’s important to have travel insurance. A 60-day travel insurance policy is a good choice for travelers who will be away for an extended period of time. This type of insurance covers a wide range of scenarios, including medical emergencies, trip cancellations, lost or stolen luggage, and more.
What Does 60 Day Travel Insurance Cover?
Medical emergencies can happen anywhere, and a 60-day travel insurance policy will cover the cost of medical treatment if you become ill or injured while traveling. This includes hospital stays, doctor’s visits, and prescription medications. It’s important to note that pre-existing conditions may not be covered, so be sure to read the policy carefully.
Another common scenario that 60-day travel insurance covers is trip cancellation. If you have to cancel your trip due to unforeseen circumstances, such as illness or a family emergency, your policy will reimburse you for any non-refundable expenses you’ve already paid. This includes airfare, hotel reservations, tours, and other pre-paid expenses.
Lost or stolen luggage is another common problem that travelers face. With a 60-day travel insurance policy, you’ll be covered if your luggage is lost, stolen, or damaged during your trip. This includes coverage for personal belongings such as clothing, electronics, and other items.
How Much Does 60 Day Travel Insurance Cost?
The cost of 60-day travel insurance depends on a variety of factors, including your age, health status, and destination. On average, you can expect to pay between $100 and $200 for a policy that covers a 60-day trip. However, prices can vary widely depending on the level of coverage you choose and the insurer you select.
How to Choose the Right 60 Day Travel Insurance Policy
When shopping for travel insurance, it’s important to choose a policy that meets your specific needs. Here are a few factors to consider:
- Coverage: Make sure the policy covers the specific scenarios you’re concerned about, such as medical emergencies, trip cancellations, and lost luggage.
- Deductibles: Check the deductible amount and make sure it’s something you can afford to pay if you need to make a claim.
- Exclusions: Read the policy carefully and make sure you understand what is and isn’t covered. For example, some policies may exclude coverage for certain activities or pre-existing medical conditions.
- Customer service: Look for a company with good customer service, so you can get help if you need it while you’re on your trip.
Where to Buy 60 Day Travel Insurance
You can buy 60-day travel insurance from a variety of sources, including travel insurance companies, travel agents, and online brokers. Some popular options include:
- Allianz: Allianz is one of the largest travel insurance providers in the world, offering a variety of policies to suit different needs.
- World Nomads: World Nomads specializes in travel insurance for adventurous travelers, with coverage for activities like hiking, skiing, and scuba diving.
- Travel Guard: Travel Guard offers a range of policies that cover everything from medical emergencies to trip cancellations.
Conclusion
Travel insurance is an important investment for anyone planning a trip abroad, especially for a longer period of time. A 60-day travel insurance policy can provide peace of mind and protect you from unexpected expenses. When shopping for a policy, be sure to read the fine print and choose a policy that meets your specific needs.
Frequently Asked Questions
Is travel insurance worth it for a 60-day trip?
Yes, travel insurance is worth it for any trip abroad. Even if you’re only going away for a short time, unexpected expenses can add up quickly.
What does travel insurance typically not cover?
Travel insurance typically doesn’t cover pre-existing medical conditions, extreme sports or activities, or acts of terrorism.
Do I need to buy travel insurance from my airline or travel agent?
No, you can buy travel insurance from a variety of sources, including travel insurance companies, online brokers, and your credit card company.