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If you’re a frequent traveler, you know that one of the best ways to save money is by utilizing travel rewards credit cards. However, not all credit cards are created equal when it comes to earning and redeeming points. In this article, we will be discussing the best travel hacking credit cards that you should consider adding to your wallet.
Chase Sapphire Preferred
The Chase Sapphire Preferred is a top pick among many travel enthusiasts due to its generous sign-up bonus and flexible redemption options. Cardholders can earn 60,000 bonus points after spending $4,000 in the first three months of account opening, which equates to $750 in travel rewards when redeemed through Chase’s Ultimate Rewards program. Additionally, the card offers 2x points on travel and dining purchases and 1x point on all other purchases.
Capital One Venture Rewards
The Capital One Venture Rewards card is another great option for travel rewards. It offers a sign-up bonus of 50,000 miles after spending $3,000 in the first three months of account opening, which is equal to $500 in travel rewards. The card earns 2x miles on every purchase, and miles can be redeemed for travel, cash back, or gift cards. Additionally, the card has no foreign transaction fees, making it a great option for international travel.
American Express Platinum
The American Express Platinum card is a premium travel rewards card that offers a wide range of benefits for frequent travelers. It has a sign-up bonus of 60,000 points after spending $5,000 in the first three months of account opening and earns 5x points on flights booked directly with airlines or with American Express Travel. Additionally, cardholders receive up to $200 in Uber credits, $200 in airline fee credits, and access to multiple airport lounges worldwide. The card does come with a hefty annual fee of $550, but the benefits may outweigh the cost for frequent travelers.
Citi Premier Card
The Citi Premier Card offers a solid sign-up bonus of 60,000 ThankYou points after spending $4,000 in the first three months of account opening. The card earns 3x points on travel, including gas stations, and 2x points on dining out and entertainment. Additionally, points can be redeemed for travel, gift cards, or cash back at a rate of 1 cent per point. The card has a $95 annual fee, but it’s waived for the first year.
FAQ
| Q: What is a travel hacking credit card? | A: A travel hacking credit card is a credit card that offers rewards and perks specifically geared towards travelers. |
| Q: How can I maximize my rewards with a travel hacking credit card? | A: To maximize your rewards, use your credit card for all travel-related expenses and pay off your balance in full each month. |
| Q: Do travel hacking credit cards have foreign transaction fees? | A: Some travel rewards credit cards do have foreign transaction fees, but many do not. It’s important to check the terms and conditions of the credit card before applying. |
| Q: Are travel hacking credit cards worth the annual fees? | A: It depends on your spending habits and travel preferences. If you travel frequently and can take advantage of the rewards and perks offered by the credit card, the annual fee may be worth it. |
| Q: How do I redeem my travel rewards? | A: Redemption options vary by credit card, but most travel rewards can be redeemed for flights, hotel stays, car rentals, or transferred to partner loyalty programs. |