Travelers Plans How to Travelers Plans in The World
Traveling is an exciting and fulfilling experience, but it comes with risks. Medical emergencies, flight cancellations, and lost luggage are just some of the potential problems that can occur during your trip. To protect yourself from these risks, you need travel insurance. One of the best options out there is HMSA travel insurance. In this article, we’ll cover everything you need to know about HMSA travel insurance.
What is HMSA travel insurance?
HMSA stands for Hawaii Medical Service Association, a health insurance company based in Hawaii. They offer travel insurance to residents of Hawaii who are traveling outside the state or country. HMSA travel insurance provides coverage for medical expenses, trip interruption or cancellation, baggage loss, and more.
What does HMSA travel insurance cover?
HMSA travel insurance offers different levels of coverage, depending on your needs. Here are some of the things that their policies can cover:
| Coverage | Description |
|---|---|
| Medical expenses | Covers the cost of medical treatment if you get sick or injured during your trip. |
| Trip interruption or cancellation | Covers the cost of your trip if it is cancelled or interrupted due to unforeseen circumstances, such as a natural disaster, illness, or death. |
| Baggage loss or delay | Covers the cost of lost or delayed baggage. |
| Emergency evacuation or repatriation | Covers the cost of emergency medical transportation. |
| 24-hour emergency assistance | Provides assistance in case of an emergency while you’re traveling. |
How much does HMSA travel insurance cost?
The cost of HMSA travel insurance depends on a variety of factors, including your age, destination, length of travel, and level of coverage. On average, a basic policy can cost anywhere from $10 to $30 per day.
How do I purchase HMSA travel insurance?
To purchase HMSA travel insurance, you’ll need to be a resident of Hawaii and have an HMSA health insurance policy. You can purchase travel insurance online or by calling their customer service line.
What should I do if I need to make a claim?
If you need to make a claim, you’ll need to provide documentation to support your claim. This can include medical bills, police reports, and receipts for lost or damaged items. You can submit your claim online or by mail.
Conclusion
HMSA travel insurance is a great option for residents of Hawaii who are traveling outside the state or country. Their policies provide comprehensive coverage for a variety of travel-related risks, and the cost is reasonable. If you’re planning a trip, consider purchasing HMSA travel insurance to protect yourself from unexpected problems.