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Are you a traveler who wants to earn rewards on your journeys? If yes, then Scotiabank travel credit cards are an ideal choice for you. In this guide, we will walk you through all the essential details of the Scotiabank travel credit card.
What is Scotiabank Travel Credit Card?
A Scotiabank travel credit card is a type of credit card that allows you to earn travel rewards points on your everyday purchases. You can redeem these points for flights, hotel stays, car rentals, and other travel expenses. The Scotiabank travel credit card offers several benefits and rewards that make it an excellent choice for frequent travelers.
Types of Scotiabank Travel Credit Cards
Scotiabank offers a variety of travel credit cards to choose from. Here are some of the types of Scotiabank travel credit cards:
| Card Name | Annual Fee | Reward Points | Benefits |
|---|---|---|---|
| Scotiabank Gold American Express Card | $120 | 4 points per $1 spent on gas, groceries, dining, and entertainment | No foreign transaction fees, trip cancellation insurance |
| Scotiabank Passport Visa Infinite Card | $139 | 2 points per $1 spent on grocery, dining, entertainment, and transit purchases abroad | No foreign transaction fees, airport lounge access |
| Scotiabank Rewards Visa Card | $0 | 1 point per $1 spent on all purchases | Travel insurance, purchase security and extended warranty protection |
Benefits of Scotiabank Travel Credit Card
Scotiabank travel credit cards offer a wide range of benefits that can help you save money and earn rewards. Here are some of the benefits:
- Earn travel rewards points on your everyday purchases
- Redeem points for flights, hotels, car rentals, and other travel expenses
- No foreign transaction fees on purchases made abroad
- Complimentary airport lounge access
- Travel insurance, purchase security, and extended warranty protection
How to Apply for a Scotiabank Travel Credit Card?
Applying for a Scotiabank travel credit card is easy. You can apply online, by phone, or in-person at a Scotiabank branch. Before applying, make sure you have the following documents:
- Government-issued ID
- Proof of income
- Proof of address
FAQs About Scotiabank Travel Credit Card
1. What is the annual fee for Scotiabank travel credit cards?
The annual fee for Scotiabank travel credit cards varies depending on the type of card you choose. Some cards have no annual fees, while others may have fees up to $139 per year.
2. How can I redeem my travel rewards points?
You can redeem your travel rewards points online or by calling the Scotiabank Rewards Centre. You can use your points to book flights, hotels, car rentals, and other travel expenses.
3. Do Scotiabank travel credit cards have foreign transaction fees?
Some travel credit cards offered by Scotiabank do not have foreign transaction fees, which makes them ideal for international travelers.
4. What type of insurance is included with Scotiabank travel credit cards?
Scotiabank travel credit cards offer a variety of travel insurance types, which may include trip cancellation, trip interruption, emergency medical, and travel accident insurance.
5. Can I use my Scotiabank travel credit card to withdraw cash?
Yes, you can use your Scotiabank travel credit card to withdraw cash from ATMs. However, cash advances may incur additional fees and higher interest rates.
Conclusion
If you’re a frequent traveler, a Scotiabank travel credit card can be an excellent way to earn rewards on your everyday purchases. With various types of cards to choose from, you can select a card that aligns with your spending habits and travel preferences. Apply for a Scotiabank travel credit card today and start earning rewards on your next adventure!