When planning a trip, the last thing on your mind is usually what could go wrong. However, accidents, illnesses, and other unforeseen circumstances can happen, leaving you with unexpected expenses that could ruin your vacation or even your financial situation. That’s why it’s important to consider purchasing travel insurance, especially if you’re traveling internationally.
What is Travelocity Travel Insurance?
Travelocity, a popular travel booking website, offers travel insurance options for customers to purchase along with their flight, hotel, and rental car reservations. Their insurance policies are underwritten by leading insurance companies and provide coverage for a range of issues that may arise during your trip.
Travelocity offers two main types of travel insurance policies: Cancel for Any Reason (CFAR) and Standard Travel Protection (STP). The CFAR policy allows you to cancel your trip for any reason and receive a refund of up to 75% of your trip cost. The STP policy provides coverage for trip cancellation, trip interruption, baggage delay, medical expenses, and more.
What Does Travelocity Travel Insurance Cover?
The specific coverage provided by Travelocity’s travel insurance policies may vary depending on the policy, but typically includes:
- Trip cancellation
- Trip interruption
- Emergency medical and dental expenses
- Emergency medical transportation
- Baggage delay, loss, or damage
- 24-hour travel assistance services
- Cancel for any reason (CFAR) coverage (with CFAR policy only)
It’s important to note that certain reasons for trip cancellation or interruption may not be covered by Travelocity’s policies, such as pre-existing medical conditions or government-issued travel advisories. Be sure to read the policy details carefully and understand the exclusions before purchasing.
Why Should You Purchase Travelocity Travel Insurance?
There are several reasons why purchasing travel insurance through Travelocity may be a wise decision:
- Peace of mind: Knowing that you have coverage for unexpected events can help you enjoy your trip without worry.
- Financial protection: Travel insurance can help protect you from unexpected expenses, such as medical bills or trip cancellations.
- Coverage for emergencies: If you experience a medical emergency or other unexpected event while traveling, having travel insurance can help ensure you receive the care you need.
- Flexible options: Travelocity offers both CFAR and STP policies, allowing you to choose the level of coverage you desire.
How Much Does Travelocity Travel Insurance Cost?
The cost of Travelocity’s travel insurance policies varies depending on the length of your trip, the cost of your trip, and the level of coverage you choose. The CFAR policy typically costs more than the STP policy, but provides more flexibility in terms of cancellation.
As an example, a one-week trip to Mexico with a total trip cost of $2,500 could cost between $125 and $225 for STP coverage, and between $250 and $450 for CFAR coverage, depending on the age of the traveler and other factors.
Conclusion
While purchasing travel insurance may seem like an added expense, it can provide valuable protection and peace of mind during your travels. When considering travel insurance options, be sure to compare policies and read the details carefully to ensure you have the coverage you need for your trip.
FAQs
Q: Can I purchase Travelocity travel insurance after I’ve booked my trip? | A: Yes, as long as you purchase the insurance within the required time frame (usually within 14-21 days of booking your trip), you can still purchase Travelocity travel insurance even after you’ve booked your trip. |
Q: Does Travelocity travel insurance cover pre-existing medical conditions? | A: Typically, no. Pre-existing conditions are often excluded from coverage, so it’s important to read the policy details carefully before purchasing. |
Q: Can I cancel my Travelocity travel insurance policy if I change my mind? | A: Yes, you can typically cancel your travel insurance policy within a certain time frame (usually within 10-14 days of purchase) and receive a full refund. |