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Traveling to new and exciting destinations can be one of the most enriching experiences in life. However, it’s important to ensure that you have protection in place in case of unexpected events like medical emergencies, trip cancellations, or lost baggage. This is where Cigna Travel comes in, offering a range of insurance plans to keep you and your finances secure on your adventures.
What is Cigna Travel?
Cigna Travel is a division of Cigna, a global health insurance company that provides coverage for individuals and businesses. Cigna Travel offers a range of travel insurance products that are designed to protect travelers from risks that can arise while traveling abroad. Their plans include coverage for medical emergencies, trip cancellations or interruptions, and lost or delayed baggage.
Why Do You Need Travel Insurance?
While travel can be an exciting and enriching experience, it also comes with risks. A medical emergency or accident can occur at any time, leaving you with unexpected expenses that can quickly add up. Additionally, flight cancellations or delays can ruin your travel plans and result in additional expenses for accommodations, meals or new flights. With travel insurance from Cigna Travel, you can enjoy peace of mind knowing that you have protection in the event of an unexpected situation.
What Types of Coverage Does Cigna Travel Offer?
Cigna Travel offers a range of travel insurance products that can be customized to fit your specific needs. Their plans include:
| Coverage Type | Description |
|---|---|
| Medical | Provides coverage for medical emergencies, including hospital stays, emergency medical evacuation, and repatriation of remains. |
| Trip Cancellation or Interruption | Provides coverage for cancellation or interruption of your trip due to unforeseen circumstances like illness, injury, or severe weather. |
| Lost or Delayed Baggage | Provides coverage for lost, stolen, or delayed baggage, including reimbursement for essential items like toiletries and clothing. |
How Do You Purchase Cigna Travel Insurance?
Cigna Travel insurance can be purchased online through their website, making it easy to get coverage for your upcoming trip. You can customize your coverage by selecting the specific risks you want to protect yourself against, and can also choose from different deductible amounts to fit your budget.
Is Cigna Travel Insurance Right for You?
If you’re planning to travel abroad, it’s important to have insurance in place to protect yourself and your finances. Cigna Travel offers a range of travel insurance products that can be customized to fit your needs, providing you with peace of mind and protection on your adventures. Whether you’re planning a short weekend trip or a longer international excursion, Cigna Travel can help ensure that you have the coverage you need to enjoy your travels to the fullest.
Frequently Asked Questions
What if I have a pre-existing medical condition?
Cigna Travel offers coverage for pre-existing medical conditions, but you must purchase their coverage within a certain time frame after making your initial trip deposit. Check their website for more information on their pre-existing condition coverage.
What is the maximum length of coverage for a single trip?
Cigna Travel offers coverage for single trips of up to 180 days in length.
Does Cigna Travel cover adventure sports and activities?
Some adventure sports and activities are covered under Cigna Travel’s plans, but others may require additional coverage or a higher premium. Check their website for more information on their adventure sports coverage.
Does Cigna Travel offer 24/7 customer support?
Yes, Cigna Travel offers 24/7 customer support through their website, app, or by phone.
Can I cancel my Cigna Travel insurance policy?
Yes, you can cancel your policy within a certain time frame after purchase for a full refund. After this time frame, you may still be able to cancel your policy but with a cancellation fee. Check the terms and conditions on their website for more information on their cancellation policy.