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Traveling is a great way to explore the world, but sometimes things don’t go according to plan. That’s where travel insurance comes in handy. Whether it’s a medical emergency, trip cancellation, or lost luggage, travel insurance can offer peace of mind and financial protection. Royal Caribbean is one of the most popular cruise lines in the world, and they offer their own travel insurance options. In this article, we’ll take a closer look at Royal Caribbean travel insurance and what you need to know before setting sail.
What is Royal Caribbean Travel Insurance?
Royal Caribbean travel insurance is an optional insurance policy that can be added to your cruise booking. The policy is provided by AIG Travel Guard and offers a range of coverage options, including trip cancellation, trip interruption, emergency medical and dental, baggage loss, and more. Depending on the plan you choose, you’ll be covered for different amounts and situations. The policy can be purchased up to 72 hours before departure.
What Does Royal Caribbean Travel Insurance Cover?
As mentioned, Royal Caribbean travel insurance offers a range of coverage options. Let’s take a closer look at what each plan covers:
| Plan | Coverage |
|---|---|
| Essential | Trip cancellation, trip interruption, trip delay, emergency medical and dental, evacuation and repatriation, baggage loss and delay, and more. |
| Preferred | All the coverage of the Essential plan, plus higher limits and coverage for pre-existing medical conditions. |
| Deluxe | All the coverage of the Preferred plan, plus cancel for any reason coverage and more. |
It’s important to note that coverage limits and exclusions may apply, so it’s always a good idea to read the policy thoroughly before purchasing.
How Much Does Royal Caribbean Travel Insurance Cost?
The cost of Royal Caribbean travel insurance varies depending on a few factors, such as your age, trip cost, and coverage level. Generally, the cost is around 7-10% of your total trip cost. For example, if your cruise costs $1,500, travel insurance could cost between $105 and $150. It’s also worth noting that the cancel for any reason coverage is only available with the Deluxe plan and comes with an additional cost.
Is Royal Caribbean Travel Insurance Worth It?
Whether or not Royal Caribbean travel insurance is worth it depends on your personal circumstances and level of risk. If you’re traveling with expensive equipment or have pre-existing medical conditions, travel insurance can offer valuable protection. It can also provide peace of mind knowing that you’re covered in case of an emergency or unexpected situation. However, if you’re traveling on a tight budget, you may want to weigh the cost of travel insurance against the likelihood of needing to use it.
How to Purchase Royal Caribbean Travel Insurance
Purchasing Royal Caribbean travel insurance is easy. You can add it to your cruise booking online or by contacting Royal Caribbean directly. It’s recommended to purchase travel insurance at the same time as booking your trip to ensure you’re covered from the start. As mentioned, the policy can be purchased up to 72 hours before departure, but it’s best to purchase as early as possible.
Conclusion
Royal Caribbean travel insurance can provide valuable protection and peace of mind while cruising. It’s important to read the policy thoroughly and understand what’s covered before making a purchase. Additionally, it’s recommended to purchase travel insurance as early as possible to ensure you’re covered from the start of your trip. If you’re unsure if travel insurance is right for you, consider speaking with a travel agent or financial advisor.