Traveling can be an exciting experience, but it also comes with its own set of uncertainties. Sudden illness, accidents or theft can ruin your trip and leave you with hefty bills. That’s where travel insurance comes in handy. One such popular insurance is First Health Travel Insurance, which provides coverage for both domestic and international travel. In this article, we will discuss its coverage, benefits, and more.
What is First Health Travel Insurance?
First Health Travel Insurance is a type of health insurance that provides coverage to people who travel frequently. It offers a variety of benefits, including coverage for medical expenses, emergency medical evacuation, trip cancellation or interruption, lost or stolen luggage, and more. The policy can be purchased for a single trip or multiple trips over a specified period.
Coverage
First Health Travel Insurance provides comprehensive coverage for unforeseen events that can disrupt your travel plans. It covers everything from medical expenses to trip cancellations, delays, or interruptions. Some of the coverage offered by First Health Travel Insurance includes:
- Medical expenses including hospitalization, medical treatment, and prescription drugs.
- Emergency medical evacuation in case of a medical emergency.
- Trip cancellation or interruption due to unforeseen events such as illness, accidents, natural disasters, and more.
- Delay or loss of baggage and personal belongings.
- Accidental death and dismemberment benefits.
- 24/7 travel assistance services.
Benefits
First Health Travel Insurance offers many benefits that can give you peace of mind during your travels. Some of the benefits of choosing First Health Travel Insurance are:
- Coverage for pre-existing medical conditions: First Health Travel Insurance offers coverage for pre-existing medical conditions, provided they are stable for a certain period. This can be a lifesaver for people with chronic medical conditions.
- 24/7 assistance services: First Health Travel Insurance provides 24/7 assistance services, including medical referrals, emergency evacuation, and other travel-related issues.
- Flexible plans: First Health Travel Insurance offers flexible plans that can be tailored to suit your specific needs and budget.
- Quick claim process: First Health Travel Insurance has a quick claim process, which means you can get your reimbursement quickly and hassle-free.
- Coverage for adventure activities: First Health Travel Insurance offers coverage for adventure activities such as scuba diving, skiing, and more. This is a great benefit for adventure travelers who seek thrilling experiences.
How to Buy First Health Travel Insurance?
Buying First Health Travel Insurance is a simple and straightforward process. You can buy it through their official website or through a travel insurance agency. All you need to do is provide your travel details and personal information, and you will receive a quote based on your requirements. You can choose a plan and pay for it online using your credit card, debit card or PayPal. Once you purchase the policy, you will receive a policy document along with your insurance card.
FAQs
Question | Answer |
---|---|
The maximum age for buying First Health Travel Insurance is 84 years. | |
No, you do not need to undergo a medical exam to buy First Health Travel Insurance. | |
Yes, you can cancel your policy at any time before your trip begins. However, you may have to pay a cancellation fee. | |
The waiting period for pre-existing medical conditions is 180 days. |
Conclusion
First Health Travel Insurance is an excellent choice for frequent travelers who want to protect themselves from unforeseen events that can ruin their trips. Its comprehensive coverage, flexible plans, and quick claim process make it a popular travel insurance option. It’s always wise to purchase travel insurance before embarking on any trip to ensure that you have a stress-free and enjoyable experience.