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Traveling is always an exciting experience, but it can also be quite costly. Fortunately, travel reward credit cards offer you an opportunity to earn points or miles that you can redeem for travel-related expenses. The UK has a range of travel reward credit cards that can help you save money and enjoy more perks as you travel. In this article, we will explore some of the best UK travel reward credit cards and how you can use them to your advantage.
Why Choose a Travel Reward Credit Card?
There are many good reasons to choose a travel reward credit card. First and foremost, these cards give you an opportunity to earn points or miles that you can use to offset travel-related expenses. This can include flights, hotels, car rentals, and more. Additionally, many travel reward credit cards offer other perks such as travel insurance, airport lounge access, and discounts on travel-related purchases.
Another advantage of travel reward credit cards is that they can help you build up your credit score. By using your card responsibly and paying your balance in full each month, you can show lenders that you are a responsible borrower. This will make it easier for you to get approved for other types of credit in the future.
| Credit Card | Annual Fee | Points/Miles Earned | Other Perks |
|---|---|---|---|
| Amex Preferred Rewards Gold | £140 | 1 point per £1 spent | 2 lounge passes, travel insurance, purchase protection |
| Virgin Atlantic Reward Mastercard | £0 | 1 mile per £1 spent | Free companion ticket, discounts on Virgin Atlantic purchases |
| British Airways Amex | £195 | 1.5 Avios per £1 spent | Companion voucher, airport lounge access, travel insurance |
| HSBC Premier World Elite Mastercard | £195 | 2 points per £1 spent | Unlimited lounge access, travel insurance, hotel upgrades |
Top UK Travel Reward Credit Cards
Here are some of the best UK travel reward credit cards that you should consider:
1. Amex Preferred Rewards Gold
The Amex Preferred Rewards Gold card offers 1 point per £1 spent, as well as two lounge passes, travel insurance, and purchase protection. The annual fee is £140, but this is waived in the first year. Additionally, if you spend £3,000 within the first three months of opening your account, you will receive 10,000 bonus points.
2. Virgin Atlantic Reward Mastercard
The Virgin Atlantic Reward Mastercard offers 1 mile per £1 spent, as well as a free companion ticket and discounts on Virgin Atlantic purchases. There is no annual fee for this card, and you can earn up to 5,000 bonus miles with your first purchase.
3. British Airways Amex
The British Airways Amex card offers 1.5 Avios per £1 spent, as well as a companion voucher, airport lounge access, and travel insurance. The annual fee is £195, but you can earn 25,000 bonus Avios if you spend £3,000 within the first three months of opening your account.
4. HSBC Premier World Elite Mastercard
The HSBC Premier World Elite Mastercard offers 2 points per £1 spent, as well as unlimited lounge access, travel insurance, and hotel upgrades. The annual fee is £195, but you can earn 40,000 bonus points if you spend £2,000 within the first 90 days of opening your account.
FAQ
What is a travel reward credit card?
A travel reward credit card is a type of credit card that allows you to earn points or miles that you can use to offset travel-related expenses.
What are some benefits of a travel reward credit card?
Travel reward credit cards can help you save money on travel-related expenses, build up your credit score, and offer other perks such as airport lounge access and travel insurance.
How do I choose the right travel reward credit card?
You should choose a travel reward credit card based on the rewards that it offers, as well as any additional perks such as lounge access and travel insurance. Additionally, you should consider the annual fee and any other costs associated with the card.
How can I maximize my rewards with a travel reward credit card?
To maximize your rewards, you should use your card for all of your travel-related expenses, such as flights, hotels, and car rentals. Additionally, you should look for opportunities to earn bonus points or miles, such as sign-up bonuses and spending requirements.
Conclusion
Travel reward credit cards can be a great way to save money and enjoy more perks as you travel. By choosing the right card and using it responsibly, you can earn points or miles that you can use to offset travel-related expenses. Additionally, many travel reward credit cards offer other benefits such as airport lounge access and travel insurance. Consider applying for one of the top UK travel reward credit cards mentioned in this article to start maximizing your travel experience.