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If you’re a frequent traveller, getting the right credit card can help you save a significant amount of money. Travel credit cards come with plenty of perks such as travel insurance, airport lounge access, and reward points that can be redeemed for flights, hotels and more. In this article, we have listed the best travel credit cards in the UK to help you make an informed decision.
American Express Preferred Rewards Gold Card
The American Express Preferred Rewards Gold Card is widely regarded as one of the best travel credit cards in the UK. With this card, you earn 1 Membership Rewards point for every £1 spent. You also earn 10,000 bonus points if you spend £3,000 within the first three months of getting the card. Additionally, you get two complimentary airport lounge passes every year and travel insurance. The annual fee for the card is £140.
Barclaycard Rewards Platinum Visa
The Barclaycard Rewards Platinum Visa is an excellent option for travellers who are not looking to pay an annual fee. With this card, you earn 0.25% cashback on your spending, both in the UK and abroad. You also get 0% interest on purchases and balance transfers for the first 27 months. The card comes with travel insurance, and there are no fees for using it abroad.
HSBC Premier Credit Card
The HSBC Premier Credit Card is another superb travel credit card in the UK. With this card, you earn 1 point for every £1 you spend. You can redeem your points for flights, hotels, and car rentals. You get worldwide travel insurance, airport lounge access, and there are no fees for using the card abroad. However, the card has a high minimum income requirement of £75,000 per year.
NatWest Reward Black Credit Card
The NatWest Reward Black Credit Card is a premium travel credit card that comes with a range of benefits. With this card, you earn 1% cashback on supermarket spending, 0.5% cashback on all other spending, and 1% cashback on spending done with certain partner retailers. You also get worldwide travel insurance, airport lounge access, and mobile phone insurance. However, the card has an annual fee of £84.
Tesco Bank Clubcard Credit Card for Travel
The Tesco Bank Clubcard Credit Card for Travel is an excellent option for travellers who are looking to earn rewards points. With this card, you earn Clubcard points on your spending, which can be redeemed for flights, hotels and more. You also get travel insurance and no fees for using the card abroad. However, the card has a high-interest rate of 20.6% APR.
Conclusion
If you’re a frequent traveller, getting a travel credit card can help you save money and enjoy benefits such as travel insurance and airport lounge access. The American Express Preferred Rewards Gold Card, Barclaycard Rewards Platinum Visa, HSBC Premier Credit Card, NatWest Reward Black Credit Card, and Tesco Bank Clubcard Credit Card for Travel are some of the best options available in the UK. Choose the card that suits your travel needs and budget to enjoy a hassle-free trip.
| Credit Card | Annual Fee | Reward Points | Other Benefits |
|---|---|---|---|
| American Express Preferred Rewards Gold Card | £140 | 1 point per £1 spent | Airport lounge access, travel insurance, 10,000 bonus points |
| Barclaycard Rewards Platinum Visa | None | 0.25% cashback | 0% interest for the first 27 months, no fees for using it abroad |
| HSBC Premier Credit Card | None | 1 point per £1 spent | Airport lounge access, travel insurance, no fees for using it abroad |
| NatWest Reward Black Credit Card | £84 | 1% cashback | Airport lounge access, travel insurance, mobile phone insurance |
| Tesco Bank Clubcard Credit Card for Travel | None | Clubcard points | Travel insurance, no fees for using it abroad |
FAQs
What is a travel credit card?
A travel credit card is a credit card that offers perks and benefits tailored to travellers, such as travel insurance, reward points for flights and hotels, and access to airport lounges.
How do I choose the best travel credit card?
You can choose the best travel credit card by comparing the annual fees, reward points, and benefits offered by different cards. Choose a card that suits your travel needs and budget.
Do travel credit cards have foreign transaction fees?
Some travel credit cards have foreign transaction fees, while others do not. It is important to check the terms and conditions of the card before using it abroad.
Can I use a travel credit card for everyday spending?
Yes, you can use a travel credit card for everyday spending. However, it is important to note that some cards may have high-interest rates or annual fees.
What are the benefits of using a travel credit card?
The benefits of using a travel credit card include travel insurance, reward points for flights and hotels, access to airport lounges, and other perks that can help you save money on your travels.