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Whether you are a frequent traveler or planning a once-in-a-lifetime trip, having the right credit card can make all the difference. With so many options out there, it can be hard to know which card is best for your travel needs. In this article, we will explore the best credit cards for travel in Canada.
1. Scotiabank Passport Visa Infinite Card
The Scotiabank Passport Visa Infinite Card is a top choice for frequent flyers. This card offers 6x points on eligible purchases at gas stations, grocery stores, on dining and entertainment, and 2x points on other eligible purchases. It also has no foreign transaction fees and comes with complimentary airport lounge access. In addition, new cardholders can earn up to 30,000 bonus points ($300 value) with their first purchase.
2. BMO World Elite Mastercard
The BMO World Elite Mastercard is another great option for travelers. This card offers 3x points on eligible travel, dining, and entertainment purchases, and 2x points on all other eligible purchases. It also has no foreign transaction fees and comes with complimentary airport lounge access. New cardholders can earn up to 40,000 bonus points (a $285 value) and an additional 5,000 points ($35 value) after adding an authorized user.
3. American Express Gold Rewards Card
The American Express Gold Rewards Card is a popular choice for travelers who want to earn flexible points. This card offers 2x points on eligible travel, gas, grocery, and drugstore purchases, and 1x point on all other eligible purchases. Points can be redeemed for travel or transferred to a number of airline and hotel loyalty programs. The card also comes with travel insurance and no foreign transaction fees. New cardholders can earn up to 25,000 bonus points (a $200 value) after spending $1,500 in the first three months.
4. TD Aeroplan Visa Infinite Card
The TD Aeroplan Visa Infinite Card is a good choice for travelers who are members of the Aeroplan program. This card offers 1.5x Aeroplan miles on eligible purchases, 3x miles on eligible purchases made through the Aeroplan website, and 1x mile on all other eligible purchases. It also comes with a comprehensive suite of travel insurance and no foreign transaction fees. New cardholders can earn up to 20,000 bonus Aeroplan miles after their first purchase.
5. Rogers World Elite Mastercard
The Rogers World Elite Mastercard is a unique option for travelers who want to earn cash back on their purchases. This card offers 4% cash back on eligible foreign currency purchases, 2% cash back on eligible purchases made in Canadian dollars, and 1.75% cash back on all other eligible purchases. It also has no annual fee and comes with a comprehensive suite of travel insurance. New cardholders can earn a $25 cash back bonus after their first purchase.
FAQs
| Q: Can I use these credit cards outside of Canada? | A: Yes, all of these credit cards have no foreign transaction fees and can be used internationally. |
| Q: Do these credit cards come with travel insurance? | A: Yes, most of these credit cards come with comprehensive travel insurance, including emergency medical coverage, trip cancellation, and trip interruption insurance. |
| Q: Are there any annual fees associated with these credit cards? | A: Yes, most of these credit cards have annual fees ranging from $120 to $150. However, many of them waive the first year’s annual fee for new cardholders. |
| Q: Can I earn rewards on any type of purchase? | A: Each credit card has its own rewards program and earning structure. Many of them offer bonus points or miles on travel, dining, and entertainment purchases, but may offer fewer rewards on other types of purchases. |