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When it comes to traveling abroad, choosing the right debit card can make a big difference in terms of convenience, safety, and cost-effectiveness. With so many options available in the market, it can be overwhelming to decide which one to go for. In this article, we will explore some of the best debit cards for travel abroad that can help you save money and avoid unnecessary hassle.
1. Charles Schwab Bank High Yield Investor Checking Account
The Charles Schwab Bank High Yield Investor Checking Account is an excellent choice for travelers who want to avoid foreign transaction fees and ATM fees. This account offers unlimited fee rebates for ATM withdrawals worldwide, so you can withdraw cash from any ATM without worrying about surcharges. Additionally, this account has no minimum balance requirements, no monthly maintenance fees, and comes with a free debit card that can be used worldwide.
2. Capital One 360 Checking Account
The Capital One 360 Checking Account is another great option for travelers as it also doesn’t charge foreign transaction fees and offers access to over 39,000 fee-free ATMs in the US and abroad. This account also comes with a debit card that can be used worldwide and has no minimum balance requirements or monthly fees. Additionally, this account offers mobile check deposit and online bill pay, making it easy to manage your finances while on the go.
3. Schwab Bank High Yield Investor Savings Account
If you are looking for a savings account that can help you earn a high yield on your deposits while traveling, the Schwab Bank High Yield Investor Savings Account is worth considering. This account offers a competitive interest rate and has no minimum balance requirements or monthly fees. This account also comes with a debit card that can be used worldwide without any foreign transaction fees, making it easy to access your funds wherever you go.
4. Discover Cashback Debit
The Discover Cashback Debit card is a great option for travelers who want to earn cashback on their purchases while abroad. This debit card offers 1% cashback on up to $3,000 in debit card purchases each month and has no foreign transaction fees or ATM fees. This card also comes with 24/7 customer service and fraud monitoring to help protect your account while on the go.
5. Fidelity Cash Management Account
The Fidelity Cash Management Account is another excellent option for travelers as it offers no foreign transaction fees, no ATM fees, and access to over one million fee-free ATMs worldwide. This account also comes with a free debit card and has no monthly fees or minimum balance requirements. Additionally, this account offers mobile check deposit and online bill pay, making it easy to manage your finances while traveling.
Frequently Asked Questions (FAQ)
| Question | Answer |
|---|---|
| What should I look for in a debit card for international travel? | You should look for a debit card that doesn’t charge foreign transaction fees, offers access to fee-free ATMs, and has no monthly fees or minimum balance requirements. |
| Can I use my regular debit card while traveling abroad? | Yes, you can use your regular debit card while traveling abroad, but you may incur foreign transaction fees and ATM fees. It’s best to check with your bank before you travel to see what fees apply. |
| How do I avoid ATM fees while traveling abroad? | You can avoid ATM fees by using a debit card that offers fee rebates for ATM withdrawals or using fee-free ATMs. |
| What should I do if my debit card is lost or stolen while traveling? | You should contact your bank immediately to report the loss or theft of your debit card and request a replacement. It’s also a good idea to keep a backup debit card or cash in case of emergencies. |