If you’re an avid traveler, you know how important it is to have a good credit card that can help you save money on your trips. One such card is the IHG Traveler Card that offers a range of benefits including rewards, points, and discounts. But is it worth it? In this article, we’ll review the IHG Traveler Card and help you decide if it’s the right card for you.
What is the IHG Traveler Card?
The IHG Traveler Card is a credit card offered by the InterContinental Hotels Group (IHG) that provides a range of benefits to travelers. It’s a Mastercard that can be used at any merchant that accepts Mastercard. The card comes with a range of features such as rewards points, discounts, and various travel benefits.
What are the Benefits of the IHG Traveler Card?
The IHG Traveler Card offers a wide range of benefits for travelers, which include:
Rewards points | Earn 2x points per $1 spent on purchases at gas stations, grocery stores, and restaurants |
Anniversary bonus | Earn 15,000 bonus points after your account anniversary |
Fourth-night benefit | Get a free night after every 4th consecutive award night redemption |
Travel benefits | No foreign transaction fees, travel and emergency assistance services, and trip cancellation/interruption insurance |
With the rewards points and anniversary bonus, you can redeem them for free hotel stays, airline miles, and various other travel benefits. The fourth-night benefit allows you to save money on longer stays, while the travel benefits protect you from any unforeseen incidents during your travels.
How to Apply for the IHG Traveler Card?
You can apply for the IHG Traveler Card by visiting the IHG website or calling the customer support team. You’ll need to provide some basic information such as your name, address, social security number, and financial information. Once you submit your application, you’ll get a response within a few minutes.
What is the Annual Fee for the IHG Traveler Card?
The annual fee for the IHG Traveler Card is $29, which is quite reasonable compared to other travel credit cards. The fee is waived for the first year.
Any Drawbacks to the IHG Traveler Card?
While the IHG Traveler Card offers a range of benefits, there are some drawbacks that you should consider such as:
- The rewards points are only useful if you’re a frequent traveler or staying at IHG hotels
- The rewards rate on non-IHG purchases is quite low compared to other travel cards
- The annual fee may not be worth it if you’re not a frequent traveler
- The card doesn’t have any sign-up bonus
Consider these drawbacks before applying for the IHG Traveler Card and see if they align with your travel goals and needs.
Conclusion
The IHG Traveler Card is a good credit card for frequent travelers who are loyal to the IHG brand. It offers a range of benefits such as rewards points, anniversary bonuses, fourth-night benefit, and travel benefits. However, if you’re not a frequent traveler or don’t stay at IHG hotels, the rewards and benefits may not be worth it. Consider the drawbacks before applying for the card and see if it aligns with your travel goals and needs.
FAQs
Is the IHG Traveler Card worth it?
The IHG Traveler Card is worth it if you’re a frequent traveler who stays at IHG hotels. It provides a range of benefits such as rewards points, anniversary bonuses, fourth-night benefit, and travel benefits. However, if you’re not a frequent traveler, the rewards and benefits may not be worth it.
What are the rewards points on the IHG Traveler Card?
The IHG Traveler Card offers 2x points per $1 spent on purchases at gas stations, grocery stores, and restaurants. You can redeem these points for free hotel stays, airline miles, and various other travel benefits.
What is the annual fee for the IHG Traveler Card?
The annual fee for the IHG Traveler Card is $29, which is quite reasonable compared to other travel credit cards. The fee is waived for the first year.
Does the IHG Traveler Card have any sign-up bonus?
No, the IHG Traveler Card doesn’t have any sign-up bonus, which is a drawback compared to other travel credit cards that offer sign-up bonuses.
Can I use the IHG Traveler Card at any merchant that accepts Mastercard?
Yes, the IHG Traveler Card is a Mastercard that can be used at any merchant that accepts Mastercard.