Travelling can be an expensive affair, especially when it comes to airfare, accommodation and meals. Luckily, with the right travel credit card, you can earn rewards, discounts and cashbacks that can help you save money on your travels. But with so many credit cards available in India, it can be difficult to choose which one is best for you. In this article, we’ll take a look at some of the best travel credit cards in India and what benefits they offer.
American Express Platinum Travel Credit Card
The American Express Platinum Travel Credit Card is one of the most popular travel credit cards in India. The card offers a welcome bonus of 5,000 membership reward points, as well as a yearly bonus of 7,500 membership reward points if you spend Rs. 1.90 lakh or more in a year. The card also offers a 4,000 reward point bonus if you renew the card every year.
The American Express Platinum Travel Credit Card also offers complimentary airport lounge access, travel insurance, and concierge services. Plus, you can earn 1 membership reward point for every Rs. 50 spent, and 2 membership reward points for every Rs. 50 spent on travel bookings on the Amex Travel website.
HDFC Bank Regalia Credit Card
The HDFC Bank Regalia Credit Card is another popular travel credit card in India. The card offers a welcome bonus of 2,500 reward points and a renewal bonus of 2,500 reward points. Plus, the card offers Priority Pass membership, which gives you access to more than 1,000 airport lounges worldwide.
You can also earn 4 reward points for every Rs. 150 spent, and 8 reward points for every Rs. 150 spent on dining, hotels, and travel bookings on the Regalia website. HDFC Bank Regalia Credit Card also offers fuel surcharge waivers, travel insurance, and concierge services.
SBI Card Elite
The SBI Card Elite is a premium credit card that offers a range of travel benefits. The card offers a welcome bonus of 5,000 reward points, as well as a yearly bonus of 10,000 reward points if you spend Rs. 3 lakh or more in a year. Plus, you can earn 2 reward points for every Rs. 100 spent, and 10 reward points for every Rs. 100 spent on dining, entertainment, and international spends.
The SBI Card Elite also offers complimentary airport lounge access, travel insurance, and fuel surcharge waivers. Plus, if you spend Rs. 50,000 or more in a month, you can get a 5% cashback on your grocery and department store spends.
FAQ
Question | Answer |
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What is a travel credit card? | A travel credit card is a credit card that offers rewards, discounts and cashbacks on your travels. These rewards can be redeemed for airfare, hotel stays, car rentals and more. |
What benefits do travel credit cards offer? | Travel credit cards offer benefits such as airport lounge access, travel insurance, concierge services, fuel surcharge waivers, and rewards for spending on travel-related purchases. |
What should I look for in a travel credit card? | You should look for a travel credit card that offers rewards and benefits that match your travel needs. For example, if you travel frequently, look for a card that offers airport lounge access and travel insurance. |
Which is the best travel credit card in India? | The best travel credit card in India depends on your travel needs and spending habits. Some popular options include the American Express Platinum Travel Credit Card, HDFC Bank Regalia Credit Card, and SBI Card Elite. |
In conclusion, a travel credit card can be a great way to save money on your travels. By choosing the right card, you can earn rewards, discounts and cashbacks that can help you make the most of your trips. So, consider your travel needs and spending habits, and choose a travel credit card that suits you best.