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If you are planning to travel abroad, it’s essential to have travel medical insurance. Medical emergencies can occur anytime, and without insurance, medical expenses can be costly. Patriot Travel Medical Insurance is one of the popular choices among travelers. In this article, we will review Patriot Travel Medical Insurance in detail and help you decide if it’s the right fit for your travel needs.
What is Patriot Travel Medical Insurance?
Patriot Travel Medical Insurance is a comprehensive travel medical insurance plan that provides international medical coverage for individuals and families. The plan is designed for travelers who are planning short-term or long-term trips abroad. Patriot Travel Medical Insurance is offered by International Medical Group (IMG), a leader in global benefits and assistance services.
Plan Options
Patriot Travel Medical Insurance offers different plan options based on your travel needs. The plan options include:
| Plan Options | Coverage |
|---|---|
| Patriot America | For non-U.S. residents who are traveling outside their home country |
| Patriot International | For U.S. citizens traveling outside the United States |
| Patriot Platinum | For travelers who need more comprehensive coverage |
Coverage
Patriot Travel Medical Insurance offers a wide range of coverage, including:
- Emergency medical expenses
- Emergency medical evacuation
- Repatriation of remains
- AD&D coverage
- Lost baggage
- Emergency travel assistance
Benefits of Patriot Travel Medical Insurance
Here are some of the benefits of Patriot Travel Medical Insurance:
- 24/7 emergency medical assistance
- Coverage for pre-existing conditions (limitations apply)
- Flexible plan options
- No coinsurance or deductible for in-network services
- Online account management
Limitations of Patriot Travel Medical Insurance
Like any insurance plan, Patriot Travel Medical Insurance has limitations. Here are some of the limitations:
- Not suitable for long-term stays abroad
- Not a substitute for major medical insurance
- Pre-existing condition coverage has limitations
- Some benefits have specific limits
Reviews and Ratings
Patriot Travel Medical Insurance has received positive reviews from customers. It has an A+ rating from the Better Business Bureau and is rated 4.5 out of 5 on Trustpilot. Customers have praised the 24/7 customer service and the easy claims process.
Conclusion
Patriot Travel Medical Insurance is a comprehensive travel medical insurance plan that provides international medical coverage for individuals and families. The plan offers different options based on your travel needs and provides a wide range of coverage. While the plan has some limitations, overall, Patriot Travel Medical Insurance is a good choice for short-term or long-term travelers.
FAQ
| Question | Answer |
|---|---|
| What is Patriot Travel Medical Insurance? | Patriot Travel Medical Insurance is a comprehensive travel medical insurance plan that provides international medical coverage for individuals and families. |
| What plan options does Patriot Travel Medical Insurance offer? | Patriot Travel Medical Insurance offers three plan options: Patriot America, Patriot International, and Patriot Platinum. |
| What does the coverage include? | The coverage includes emergency medical expenses, emergency medical evacuation, repatriation of remains, AD&D coverage, lost baggage, and emergency travel assistance. |
| What are the limitations of Patriot Travel Medical Insurance? | The limitations include not being suitable for long-term stays abroad, not a substitute for major medical insurance, pre-existing condition coverage has limitations, and some benefits have specific limits. |
| What are the reviews and ratings of Patriot Travel Medical Insurance? | Customers have given positive reviews, and it has an A+ rating from the Better Business Bureau and is rated 4.5 out of 5 on Trustpilot. |