If you’re a frequent traveler, a travel rewards business credit card can help you save money while earning rewards. With so many options available, it can be challenging to choose the right one for your needs. In this article, we’ll discuss the best travel rewards business credit cards based on their features, benefits, and rewards programs.
1. Chase Ink Business Preferred Credit Card
The Chase Ink Business Preferred Credit Card is a popular choice for frequent travelers. It offers a generous signup bonus of 100,000 points after spending $15,000 in the first three months. The card also offers 3x points on the first $150,000 spent on travel, shipping purchases, internet, cable, and phone services, and advertising purchases made with social media and search engines. The card has no foreign transaction fees.
2. American Express Business Platinum Card
The American Express Business Platinum Card is another great option for frequent travelers. It offers a signup bonus of 85,000 points after spending $15,000 in the first three months. The card also offers 5x points on flights and prepaid hotels booked through Amex Travel and 1.5x points on eligible purchases of $5,000 or more. The card also provides access to Delta Sky Club, Priority Pass Select lounges, and Centurion Lounges.
3. Capital One Spark Miles for Business
The Capital One Spark Miles for Business card offers a signup bonus of 50,000 miles after spending $4,500 in the first three months. The card also offers 2x miles on every purchase, and the miles can be redeemed for travel, cashback, or gift cards. The card has no foreign transaction fees.
4. CitiBusiness AAdvantage Platinum Select World Mastercard
The CitiBusiness AAdvantage Platinum Select World Mastercard is a great option for American Airlines loyalists. The card offers a signup bonus of 70,000 miles after spending $4,000 in the first four months. The card also offers 2x miles on eligible American Airlines purchases, gas stations, restaurants, and telecommunications merchants. The card also provides preferred boarding and first checked bag free for you and up to four companions.
5. Marriott Bonvoy Business American Express Card
The Marriott Bonvoy Business American Express Card is a great option for frequent Marriott guests. The card offers a signup bonus of 75,000 points after spending $3,000 in the first three months. The card also offers 6x points on eligible purchases at participating Marriott Bonvoy hotels, 4x points at U.S. Restaurants, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers, and U.S. shipping purchases. The card also provides complimentary Silver Elite status.
Frequently Asked Questions
1. Which travel rewards business credit card is the best? | It depends on your specific needs and spending habits, but some of the best options are Chase Ink Business Preferred Credit Card, American Express Business Platinum Card, Capital One Spark Miles for Business, CitiBusiness AAdvantage Platinum Select World Mastercard, and Marriott Bonvoy Business American Express Card. |
2. What should I look for in a travel rewards business credit card? | You should look for a card with a generous signup bonus, high rewards rates on travel and other relevant purchases, no foreign transaction fees, and valuable benefits such as lounge access, hotel elite status, or free checked bags. |
3. Can I use travel rewards for other purposes besides travel? | It depends on the card’s rewards program. Some cards allow you to redeem points or miles for cashback, gift cards, or merchandise, while others limit your options to travel-related expenses. |
4. Are there any downsides to using a travel rewards business credit card? | Some cards may have high annual fees, require excellent credit to qualify, or have limited redemption options. Additionally, earning rewards may encourage overspending or carrying a balance, which can negate the benefits of the rewards. |