Introduction
When it comes to traveling for business, it’s important to have a credit card that not only offers rewards but also benefits that can make your travel experience more enjoyable. In this article, we’ll take a look at some of the best credit cards for business travelers.
Chase Sapphire Reserve
The Chase Sapphire Reserve is a popular choice for business travelers because of its generous rewards program and travel benefits. Cardholders earn 3x points on travel and dining purchases, and 1x point on all other purchases.
In addition, the card offers a $300 annual travel credit, Priority Pass Select membership, and access to the Luxury Hotel & Resort Collection. The annual fee is $550, but the benefits can easily outweigh the cost for frequent travelers.
American Express Business Platinum Card
The American Express Business Platinum Card is another great option for business travelers. Cardholders earn 5x points on flights and prepaid hotels booked through Amex Travel, and 1.5x points on purchases of $5,000 or more.
The card also offers a $200 annual airline fee credit, access to the Global Lounge Collection, and a complimentary WeWork Global Access membership. The annual fee is $595, but the benefits can save frequent travelers thousands of dollars.
Citi Prestige Card
The Citi Prestige Card is a great option for those who value luxury travel benefits. Cardholders earn 5x points on air travel and dining purchases, and 3x points on hotel and cruise purchases.
In addition, the card offers a $250 annual travel credit, Priority Pass Select membership, and access to the Citi Prestige Concierge. The annual fee is $495, but the benefits can be worthwhile for frequent travelers who prioritize luxury experiences.
Conclusion
Choosing the right credit card can make a big difference in your business travel experience. Whether you prioritize rewards, travel benefits, or luxury experiences, there’s a credit card out there that can meet your needs. Consider these top options and choose the one that best fits your travel style and preferences.
Credit Card | Annual Fee | Rewards Program | Travel Benefits |
---|---|---|---|
Chase Sapphire Reserve | $550 | 3x points on travel and dining purchases, 1x point on all other purchases | $300 annual travel credit, Priority Pass Select membership, Luxury Hotel & Resort Collection |
American Express Business Platinum Card | $595 | 5x points on flights and prepaid hotels booked through Amex Travel, 1.5x points on purchases of $5,000 or more | $200 annual airline fee credit, Global Lounge Collection, WeWork Global Access membership |
Citi Prestige Card | $495 | 5x points on air travel and dining purchases, 3x points on hotel and cruise purchases | $250 annual travel credit, Priority Pass Select membership, Citi Prestige Concierge |
Frequently Asked Questions
What should I look for in a credit card for business travel?
When choosing a credit card for business travel, look for one with a rewards program that fits your spending habits and travel benefits that can make your trips more enjoyable. Consider the annual fee and how much value you’ll get from the benefits.
Are annual fees worth it for credit cards for business travel?
Annual fees can be worth it for credit cards with generous rewards programs and travel benefits that can save you money in the long run. Consider how much you’ll spend on travel each year and how much value you’ll get from the benefits before deciding if the annual fee is worth it.
Can I use my credit card rewards for personal travel?
Yes, in most cases you can use your credit card rewards for personal travel. Check your card’s rewards program to see what options are available and how to redeem your rewards.
What should I do if my credit card is lost or stolen while traveling?
If your credit card is lost or stolen while traveling, contact your card issuer immediately to report it. They can help you cancel the card and issue a replacement.
Can I use my credit card for international travel?
Yes, in most cases you can use your credit card for international travel. However, some cards may charge foreign transaction fees, so it’s important to check your card’s terms and conditions before using it abroad.