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Traveling can be expensive, but with the right travel rewards credit card, you can earn points or miles that can help offset the costs. The problem is that many travel rewards credit cards require excellent credit scores, making it difficult for some people to qualify. However, there are travel rewards credit cards available for people with average or even bad credit scores. In this article, we will discuss the easiest travel rewards credit cards to get, even if you have bad credit.
What are Travel Rewards Credit Cards?
Travel rewards credit cards are credit cards that offer rewards such as airline miles, hotel points, or cashback for purchases made with the card. These rewards can then be redeemed for travel-related expenses like flights, hotel stays, and car rentals. Some travel rewards credit cards also offer additional perks like free checked bags, priority boarding, and airport lounge access.
What to Look for in a Travel Rewards Credit Card?
When choosing a travel rewards credit card, there are several factors to consider:
| Factor | Description |
|---|---|
| Credit Score Requirement | Some travel rewards credit cards require excellent credit scores, while others are available for people with average or even bad credit scores. |
| Rewards Program | Consider the rewards program offered by the credit card, including the types of rewards, the earning rate, and how the rewards can be redeemed. |
| Annual Fee | Some travel rewards credit cards charge an annual fee, so it’s important to consider whether the benefits of the card outweigh the cost of the annual fee. |
| Foreign Transaction Fees | If you plan on traveling internationally, it’s important to consider whether the travel rewards credit card charges foreign transaction fees. |
| Additional Perks | Some travel rewards credit cards offer additional perks like free checked bags, priority boarding, and airport lounge access, so consider these perks when choosing a card. |
Easiest Travel Rewards Credit Cards to Get
Here are some of the easiest travel rewards credit cards to get, even if you have bad credit:
Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card is a great option for people with average credit scores. The card offers 1.25 miles per dollar spent, and there are no foreign transaction fees or annual fees. The card also offers a sign-up bonus of 20,000 miles after spending $500 in the first three months.
Discover it Miles Credit Card
The Discover it Miles Credit Card is a great option for people with bad credit scores. The card offers 1.5 miles per dollar spent, and there are no annual fees or foreign transaction fees. The card also offers a sign-up bonus where all miles earned in the first year are doubled.
Secured Credit Cards
If you have bad credit or no credit, a secured credit card may be your best option. A secured credit card requires a security deposit which becomes your credit limit. Some secured credit cards offer rewards programs, although the rewards rates may be lower than traditional travel rewards credit cards.
Conclusion
Travel rewards credit cards can be a great way to offset the costs of traveling, but many require excellent credit scores. However, there are travel rewards credit cards available for people with average or even bad credit scores. When choosing a travel rewards credit card, consider the credit score requirement, rewards program, annual fee, foreign transaction fees, and additional perks. Some of the easiest travel rewards credit cards to get include the Capital One VentureOne Rewards Credit Card, Discover it Miles Credit Card, and secured credit cards.
FAQ
What is a travel rewards credit card?
A travel rewards credit card is a credit card that offers rewards such as airline miles, hotel points, or cashback for purchases made with the card. These rewards can then be redeemed for travel-related expenses like flights, hotel stays, and car rentals.
What should I look for in a travel rewards credit card?
When choosing a travel rewards credit card, consider the credit score requirement, rewards program, annual fee, foreign transaction fees, and additional perks like free checked bags, priority boarding, and airport lounge access.
What are the easiest travel rewards credit cards to get?
Some of the easiest travel rewards credit cards to get, even if you have bad credit, include the Capital One VentureOne Rewards Credit Card, Discover it Miles Credit Card, and secured credit cards.