If you’re a frequent traveler and own an American Express (Amex) card, you might be wondering if you need to inform the company every time you travel. The answer is: It depends on the type of card you have and where you’re traveling to. In this article, we’ll explore the different scenarios where you might need to give Amex a travel notice.
What is a Travel Notice?
A travel notice is a notification that you give to your bank or credit card company when you plan to travel. The company will make a note of your travel plans on your account, so that your transactions don’t get flagged as fraudulent activity. This is especially important if you’re traveling to a foreign country, as your bank might not be familiar with the local currency or common purchases.
Do All Amex Cards Need a Travel Notice?
Not all Amex cards require a travel notice. However, it’s always a good idea to check with the company before you travel, just to be on the safe side. Here are the types of Amex cards that may require a travel notice:
Type of Amex Card | Travel Notice Required? |
---|---|
Amex Credit Cards | No |
Amex Charge Cards (e.g. Platinum, Black) | Yes |
Amex Prepaid Cards | Yes |
When Should You Give Amex a Travel Notice?
It’s recommended that you give Amex a travel notice at least a week before your trip, to give them enough time to make a note on your account. However, if you’re traveling to a high-risk destination or making an unusual purchase, it’s best to give notice as soon as possible. Here are the scenarios where you should definitely give Amex a travel notice:
- You’re traveling overseas
- You’re making a large purchase
- You’re traveling to a high-risk country or region
- You’re using your card for a high-risk activity (e.g. skydiving)
How Do You Give Amex a Travel Notice?
There are a few ways to give Amex a travel notice:
- Log in to your account online and use the travel notification feature
- Call the customer service number on the back of your card
- Send a secure message through your online account
When giving notice, be sure to include the following information:
- Date of travel
- Destination(s)
- Type of activity or purchases you’ll be making
Conclusion
While not all Amex cards require a travel notice, it’s always a good idea to check with the company before you travel. By giving notice, you can avoid having your transactions flagged as fraudulent and ensure that your card will work when you need it.
Meta Description: Find out if you need to give Amex a travel notice before you go on your next trip. Learn about the types of Amex cards that require notice and when you should give it.
Meta Keywords: Amex, travel notice, credit card, charge card, prepaid card, overseas, high-risk, purchase, notification.