When it comes to travel credit cards, there are plenty of options available in the market. However, not all of them are created equal. Capital One Spark Travel Elite Card is one of the most popular travel credit cards that offer a wide range of benefits to its customers. But is it worth it? Let’s find out.
What is Capital One Spark Travel Elite Card?
Capital One Spark Travel Elite Card is a travel credit card offered by Capital One. It is designed for frequent travelers who want to earn rewards on their travel expenses. The card comes with an annual fee of $95, but it is waived for the first year. The rewards and benefits offered by the card make it a great choice for those who spend a lot on travel.
What are the Rewards and Benefits of Capital One Spark Travel Elite Card?
Here are some of the rewards and benefits offered by the Capital One Spark Travel Elite Card:
Rewards and Benefits | Details |
---|---|
Earning Rewards | Earn 5x miles on hotel and rental car bookings through Capital One Travel, and 2x miles on all other purchases |
Signup Bonus | Earn 50,000 bonus miles after spending $4,500 on purchases within the first 3 months of account opening |
Global Entry/TSA PreCheck Credit | Receive up to $100 credit for the application fee for Global Entry or TSA PreCheck every four years |
No Foreign Transaction Fees | Enjoy no foreign transaction fees on purchases made outside of the United States |
Lounge Access | Get access to over 1,000 airport lounges worldwide through Priority Pass Select |
How to Redeem Rewards Earned with Capital One Spark Travel Elite Card?
The rewards earned with Capital One Spark Travel Elite Card can be redeemed for travel-related expenses such as airfare, hotel bookings, rental cars, and more. You can book travel through Capital One Travel or transfer your miles to a partner airline or hotel loyalty program.
Is Capital One Spark Travel Elite Card Worth It?
Whether Capital One Spark Travel Elite Card is worth it or not depends on your spending habits and travel preferences. If you are a frequent traveler who spends a lot on travel expenses, this card can be a great choice for you. The rewards and benefits offered by the card can help you save a lot of money on your travel expenses. However, if you don’t travel frequently or don’t spend much on travel expenses, this card may not be the best fit for you.
How to Apply for Capital One Spark Travel Elite Card?
You can apply for Capital One Spark Travel Elite Card online by visiting the Capital One website. The application process is simple and takes only a few minutes to complete. You will need to provide your personal and financial information, including your income and employment status.
FAQs About Capital One Spark Travel Elite Card
What is the annual fee for Capital One Spark Travel Elite Card?
The annual fee for Capital One Spark Travel Elite Card is $95, which is waived for the first year.
What is the signup bonus for Capital One Spark Travel Elite Card?
The signup bonus for Capital One Spark Travel Elite Card is 50,000 bonus miles after spending $4,500 on purchases within the first 3 months of account opening.
What is the earning rate for Capital One Spark Travel Elite Card?
You can earn 5x miles on hotel and rental car bookings through Capital One Travel, and 2x miles on all other purchases with Capital One Spark Travel Elite Card.
Does Capital One Spark Travel Elite Card have foreign transaction fees?
No, Capital One Spark Travel Elite Card does not have foreign transaction fees on purchases made outside of the United States.
What is the credit limit for Capital One Spark Travel Elite Card?
The credit limit for Capital One Spark Travel Elite Card depends on your creditworthiness and other factors, such as your income and debt-to-income ratio.