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As a young adult, traveling is an exciting and enriching experience. However, traveling can be expensive, and it’s important to have a good financial plan for your trips. One of the best ways to save money and earn rewards while traveling is by using a travel credit card. In this article, we will discuss the best travel credit cards for young adults.
What is a Travel Credit Card?
A travel credit card is a type of credit card that rewards users with points or miles for every dollar spent on travel-related expenses such as flights, hotels, and rental cars. These points or miles can then be redeemed for future travel, hotel stays, or other travel-related expenses.
Why Should Young Adults Use Travel Credit Cards?
Young adults should use travel credit cards because they offer several benefits such as rewards, travel perks, and purchase protections. Travel credit cards can help young adults save money on their trips and earn rewards for future travel. Additionally, many travel credit cards offer travel perks such as free checked bags, airport lounge access, and priority boarding. Lastly, travel credit cards offer purchase protections such as extended warranties, purchase protection, and fraud protection.
Best Travel Credit Cards for Young Adults
1. Chase Sapphire Preferred
The Chase Sapphire Preferred is one of the best travel credit cards for young adults. It offers 2x points on travel and dining purchases and 1x point on all other purchases. Additionally, it offers a sign-up bonus of 60,000 points after spending $4,000 in the first three months of account opening. The card also offers travel benefits such as trip cancellation/interruption insurance and auto rental collision damage waiver.
2. Capital One Venture Rewards
The Capital One Venture Rewards is another great travel credit card for young adults. It offers 2x miles on every purchase, and the miles can be redeemed for travel expenses such as flights, hotels, and rental cars. Additionally, it offers a sign-up bonus of 50,000 miles after spending $3,000 in the first three months of account opening. The card also offers travel benefits such as travel accident insurance and 24-hour travel assistance services.
3. American Express Gold Card
The American Express Gold Card is a great travel credit card for young adults who love dining out. It offers 4x points at restaurants worldwide and 4x points at U.S. supermarkets (up to $25,000 per year in purchases, then 1x point). Additionally, it offers a sign-up bonus of 35,000 points after spending $4,000 in the first three months of account opening. The card also offers travel benefits such as baggage insurance and car rental loss and damage insurance.
4. Delta SkyMiles Gold American Express Card
The Delta SkyMiles Gold American Express Card is a great travel credit card for young adults who frequently fly with Delta. It offers 2x miles on Delta purchases and 1x mile on all other purchases. Additionally, it offers a sign-up bonus of 35,000 miles after spending $1,000 in the first three months of account opening. The card also offers travel benefits such as priority boarding and free checked bags.
Conclusion
Travel credit cards are an excellent way for young adults to save money and earn rewards while traveling. By choosing the right travel credit card, young adults can enjoy travel perks and purchase protections that can make their trips more enjoyable and stress-free. Be sure to compare different travel credit cards and choose the one that best fits your travel needs and spending habits.
| Card Name | Points/Miles | Sign-Up Bonus | Travel Benefits |
|---|---|---|---|
| Chase Sapphire Preferred | 2x points on travel and dining, 1x point on all other purchases | 60,000 points after spending $4,000 in the first three months of account opening | Trip cancellation/interruption insurance, auto rental collision damage waiver |
| Capital One Venture Rewards | 2x miles on every purchase | 50,000 miles after spending $3,000 in the first three months of account opening | Travel accident insurance, 24-hour travel assistance services |
| American Express Gold Card | 4x points at restaurants worldwide, 4x points at U.S. supermarkets (up to $25,000 per year in purchases, then 1x point) | 35,000 points after spending $4,000 in the first three months of account opening | Baggage insurance, car rental loss and damage insurance |
| Delta SkyMiles Gold American Express Card | 2x miles on Delta purchases, 1x mile on all other purchases | 35,000 miles after spending $1,000 in the first three months of account opening | Priority boarding, free checked bags |