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Are you planning to travel abroad and wondering if your Blue Cross Blue Shield insurance will cover you? The answer is, it depends on your plan. Blue Cross Blue Shield offers different types of plans with varying levels of coverage for international travel.
What is Blue Cross Blue Shield?
Blue Cross Blue Shield is a health insurance company that operates in the United States. It is a federation of 36 independent, locally operated Blue Cross and Blue Shield companies. They offer a range of health insurance plans, including those for travel outside of the country.
Does Blue Cross Blue Shield Cover International Travel?
Yes, some Blue Cross Blue Shield plans cover international travel. However, the coverage and benefits vary depending on the plan you have. It’s important to review your policy and understand what is covered before you travel.
Types of Blue Cross Blue Shield Plans for International Travel
Blue Cross Blue Shield offers three types of plans for international travel:
- Travel Medical Insurance: This plan is designed for short-term trips outside of the country, typically lasting up to 180 days. It provides coverage for emergency medical care, medical evacuation, and repatriation.
- Travel Advantage: This plan is designed for longer trips, typically lasting up to 364 days. It provides comprehensive coverage for medical expenses, emergency medical care, medical evacuation, and trip interruption.
- GeoBlue: This plan is designed for international travelers, expatriates, and employees who work abroad. It provides comprehensive coverage for medical expenses, emergency medical care, medical evacuation, and trip interruption.
What Does Blue Cross Blue Shield Travel Insurance Cover?
The coverage and benefits of Blue Cross Blue Shield travel insurance vary depending on the plan you have. However, most plans provide coverage for the following:
- Emergency medical care
- Medical evacuation
- Repatriation of remains
- Trip interruption
- Trip cancellation
- Lost or stolen baggage
What Blue Cross Blue Shield Travel Insurance Doesn’t Cover?
Blue Cross Blue Shield travel insurance doesn’t cover everything. Some of the things that are typically not covered include:
- Pre-existing conditions
- Elective treatments or surgeries
- Injuries sustained while participating in high-risk activities, such as skydiving or bungee jumping
- Non-emergency medical care
- Lost or stolen cash
How to Purchase Blue Cross Blue Shield Travel Insurance?
You can purchase Blue Cross Blue Shield travel insurance online, by phone, or through a licensed insurance agent. It’s important to review your policy carefully and understand what is covered before you purchase.
Conclusion
Blue Cross Blue Shield offers different types of plans for international travel, with varying levels of coverage and benefits. It’s important to review your policy and understand what is covered before you travel. With the right coverage, you can have peace of mind knowing that you’re protected in case of an emergency while traveling abroad.
Frequently Asked Questions
Q: Does Blue Cross Blue Shield cover international travel?
A: Yes, some Blue Cross Blue Shield plans cover international travel. However, the coverage and benefits vary depending on the plan you have.
Q: What does Blue Cross Blue Shield travel insurance cover?
A: Blue Cross Blue Shield travel insurance typically covers emergency medical care, medical evacuation, repatriation of remains, trip interruption, trip cancellation, and lost or stolen baggage.
Q: How do I purchase Blue Cross Blue Shield travel insurance?
A: You can purchase Blue Cross Blue Shield travel insurance online, by phone, or through a licensed insurance agent.