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Traveling to a new country can be an exciting experience, but it can also be risky if you’re not prepared. Unexpected events such as medical emergencies, trip cancellations, and lost luggage can ruin your trip and drain your bank account. To avoid such mishaps, it’s essential to have travel insurance.
One of the most popular travel insurance providers is the Atlas International Travel Insurance. In this article, we’ll give you a comprehensive guide on what Atlas International Travel Insurance is, its benefits and coverage, and how to purchase it for your next trip.
What is Atlas International Travel Insurance?
Atlas International Travel Insurance is a comprehensive travel insurance plan that covers medical emergencies, trip cancellations, lost or stolen luggage, and other travel-related mishaps. It’s designed for international travelers, including students, business people, and leisure travelers, who are traveling outside their home country.
Atlas International Travel Insurance is underwritten by Lloyd’s of London, one of the most respected insurance providers in the world. With Atlas International Travel Insurance, you can have peace of mind knowing that you’re covered in case of an emergency.
What are the Benefits of Atlas International Travel Insurance?
Atlas International Travel Insurance offers a wide range of benefits, including:
- Emergency medical coverage up to $2,000,000
- Emergency medical evacuation up to $1,000,000
- Trip cancellation and interruption coverage up to 100% of trip cost
- Lost or stolen luggage coverage up to $1,000
- 24/7 travel assistance hotline
With these benefits, you can be sure that you’ll be covered in case of an emergency or mishap.
What is Covered by Atlas International Travel Insurance?
Atlas International Travel Insurance covers a wide range of situations, including:
- Emergency medical expenses, including hospitalization and doctor visits
- Emergency medical evacuation to the nearest appropriate medical facility
- Trip cancellation and interruption due to unexpected events such as illness, injury, or death of a family member
- Lost or stolen luggage, including reimbursement for necessary items if your luggage is delayed
- Personal liability coverage
It’s important to note that some situations may not be covered by Atlas International Travel Insurance, such as pre-existing medical conditions or risky activities like extreme sports. Make sure to read the policy carefully before purchasing it.
How to Purchase Atlas International Travel Insurance
Purchasing Atlas International Travel Insurance is easy and can be done online. Here are the steps:
- Visit the HCC Medical Insurance Services website.
- Select the coverage start date and end date, and the type of coverage you need.
- Enter your personal information, including your name, date of birth, and contact information.
- Select your payment method and enter your payment information.
- Review your policy details and make sure everything is correct.
- Submit your application and wait for the confirmation email.
It’s important to purchase Atlas International Travel Insurance before you leave for your trip to ensure full coverage. You can purchase the policy up to one day before your departure date.
FAQ
| Question | Answer |
| Can I cancel my Atlas International Travel Insurance policy? | Yes, you can cancel your policy before the coverage start date and receive a full refund. After the coverage start date, you may be eligible for a partial refund depending on the circumstances. |
| Does Atlas International Travel Insurance cover pre-existing medical conditions? | No, Atlas International Travel Insurance does not cover pre-existing medical conditions. However, you may be able to purchase a policy with a pre-existing medical condition waiver for an additional fee. |
| Does Atlas International Travel Insurance cover extreme sports? | No, Atlas International Travel Insurance does not cover extreme sports. If you plan to participate in extreme sports, you may need to purchase additional coverage. |
| Can I extend my Atlas International Travel Insurance policy? | Yes, you can extend your policy up to 364 days from the coverage start date. You’ll need to contact HCC Medical Insurance Services to request an extension. |
| What should I do if I need to make a claim? | If you need to make a claim, contact the 24/7 travel assistance hotline as soon as possible. They’ll guide you through the process and provide you with the necessary forms and documents. |
Atlas International Travel Insurance is an excellent choice for international travelers who want peace of mind and comprehensive coverage. With its wide range of benefits and coverage, you can enjoy your trip without worrying about unexpected mishaps. Make sure to purchase Atlas International Travel Insurance before your next trip to ensure full coverage.