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If you’re planning to visit Germany, you might need to apply for a Schengen Visa. This visa allows you to travel within the Schengen Area, which includes most of the European Union countries, without needing to apply for separate visas for each country. However, one of the requirements for obtaining a Schengen Visa is to have travel health insurance that meets certain criteria. In this article, we’ll explain why you need travel health insurance for Schengen Visa Germany, what it covers, how to get it, and more.
What is Schengen Visa Germany?
Schengen Visa Germany is a type of visa that allows you to visit Germany and other countries in the Schengen Area for up to 90 days within a 180-day period. The Schengen Area consists of 26 countries, including Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland. If you’re planning to visit several of these countries during your trip to Europe, a Schengen Visa can make your travels much easier and more convenient.
Why Do You Need Travel Health Insurance for Schengen Visa Germany?
As mentioned earlier, one of the requirements for obtaining a Schengen Visa is to have travel health insurance that meets certain criteria. Specifically, your travel health insurance must:
- Cover medical expenses up to at least €30,000
- Cover the entire duration of your stay in the Schengen Area
- Cover any emergency medical treatment or hospitalization
- Be valid in all the countries you plan to visit
- Have a minimum of €0 deductible or excess
Without travel health insurance that meets these criteria, your Schengen Visa application may be denied. Even if your application is approved, you may be asked to provide proof of insurance when entering any of the Schengen Area countries.
What Does Travel Health Insurance for Schengen Visa Germany Cover?
Travel health insurance for Schengen Visa Germany typically covers:
- Emergency medical treatment and hospitalization
- Emergency dental treatment
- Medical repatriation (i.e. transportation back to your home country in case of a medical emergency)
- Emergency medical evacuation (i.e. transportation to the nearest medical facility that can provide appropriate care)
- Repatriation of mortal remains (i.e. transportation of your body back to your home country in case of death)
Some travel health insurance policies may also cover other types of expenses related to medical emergencies, such as transportation and accommodation for a family member or friend to visit you if you’re hospitalized, or the cost of returning your vehicle to your home country if you’re unable to drive it due to a medical emergency.
How to Get Travel Health Insurance for Schengen Visa Germany
There are many companies that offer travel health insurance for Schengen Visa Germany, so it’s important to shop around and compare different policies to find the one that best meets your needs and budget. Some of the factors to consider when choosing a policy include:
- The coverage amount
- The premium (i.e. the cost of the policy)
- The deductible (i.e. the amount you must pay out of pocket before the insurance kicks in)
- The exclusions (i.e. what is not covered by the policy)
- The reputation and financial stability of the insurance company
You can usually purchase travel health insurance for Schengen Visa Germany online or through a travel agency. Make sure to read the policy documents carefully and understand exactly what is covered and what is not before purchasing the policy. You should also keep a copy of your insurance documents with you at all times during your travels.
Conclusion
If you’re planning to visit Germany or other countries in the Schengen Area, make sure to get travel health insurance that meets the criteria required for a Schengen Visa. This insurance can protect you from unexpected medical expenses and give you peace of mind during your travels. By shopping around and comparing different policies, you can find the one that best meets your needs and budget.
| FAQ | Answer |
|---|---|
| Do I Need Travel Health Insurance for Schengen Visa Germany? | Yes, travel health insurance that meets certain criteria is a requirement for obtaining a Schengen Visa. |
| What are the Criteria for Travel Health Insurance for Schengen Visa Germany? | Your travel health insurance must cover medical expenses up to at least €30,000, cover the entire duration of your stay in the Schengen Area, cover any emergency medical treatment or hospitalization, be valid in all the countries you plan to visit, and have a minimum of €0 deductible or excess. |
| What Does Travel Health Insurance for Schengen Visa Germany Cover? | Travel health insurance for Schengen Visa Germany typically covers emergency medical treatment and hospitalization, emergency dental treatment, medical repatriation, emergency medical evacuation, and repatriation of mortal remains. |
| How Can I Get Travel Health Insurance for Schengen Visa Germany? | You can purchase travel health insurance for Schengen Visa Germany online or through a travel agency. Make sure to compare different policies and read the policy documents carefully before purchasing. |