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Traveling with your significant other is a wonderful experience. Exploring new destinations and creating unforgettable memories together is priceless. However, traveling can also be expensive, especially if you don’t have the right credit card. A travel credit card can help you save money on travel expenses and earn rewards for your future adventures. In this article, we’ll discuss the best travel credit cards for couples.
Why Have a Travel Credit Card for Couples?
If you’re planning to travel with your partner, a travel credit card can offer many benefits:
- Earn rewards for travel-related expenses such as flights, hotels, and rental cars
- Save money on foreign transaction fees
- Get travel perks such as lounge access, free checked bags, and priority boarding
- Protect your trip with travel insurance and trip cancellation coverage
Having a travel credit card can also help you budget for your trip and avoid overspending. You can set a spending limit on your credit card and earn rewards for every dollar you spend.
Top Travel Credit Cards for Couples
There are many travel credit cards on the market, but not all of them are suitable for couples. Here are some of the best travel credit cards for couples:
| Credit Card | Rewards | Annual Fee | Benefits |
|---|---|---|---|
| Chase Sapphire Preferred | 2x points on travel and dining | $95 | Transfer points to airline and hotel partners, trip cancellation coverage, no foreign transaction fees |
| Capital One Venture Rewards | 2x miles on all purchases | $95 | No foreign transaction fees, TSA PreCheck or Global Entry fee credit, travel accident insurance |
| Marriott Bonvoy Boundless | 6x points on Marriott hotel stays, 2x points on all other purchases | $95 | Free night award each year, automatic silver elite status, no foreign transaction fees |
The Chase Sapphire Preferred is a popular travel credit card for couples because of its generous rewards and transfer partners. You can earn 2x points on travel and dining and transfer points to airline and hotel partners such as United Airlines, Hyatt, and Marriott. The Capital One Venture Rewards is a great option if you want to earn miles on all purchases and get a TSA PreCheck or Global Entry fee credit. The Marriott Bonvoy Boundless is perfect for couples who love to stay at Marriott hotels and want to earn free night awards.
How to Choose the Best Travel Credit Card for Couples
Choosing the best travel credit card for couples can be overwhelming. Here are some factors to consider:
- Rewards: Look for a credit card that offers rewards on travel-related expenses and fits your spending habits.
- Annual Fee: Consider the annual fee and whether the benefits outweigh the cost.
- Benefits: Check for travel perks such as lounge access, free checked bags, and travel insurance.
- Transfer Partners: If you want to transfer points to airline and hotel partners, make sure the credit card offers transfer partners that fit your travel plans.
- Foreign Transaction Fees: If you’re planning to travel abroad, look for a credit card that doesn’t charge foreign transaction fees.
Frequently Asked Questions
Q: Can I use a travel credit card for everyday purchases?
A: Yes, you can use a travel credit card for everyday purchases, but make sure you pay off your balance in full each month to avoid interest charges.
Q: Do travel credit cards have foreign transaction fees?
A: Some travel credit cards have foreign transaction fees, but many don’t. Look for a credit card that doesn’t charge foreign transaction fees if you’re planning to travel abroad.
Q: How do I redeem rewards on a travel credit card?
A: Each credit card has a different redemption process. Some credit cards allow you to redeem rewards for travel expenses, while others let you transfer points to airline and hotel partners. Check the credit card’s redemption options before applying.
Conclusion
A travel credit card can help couples save money on travel expenses and earn rewards for future adventures. When choosing the best travel credit card for couples, consider the rewards, annual fee, benefits, transfer partners, and foreign transaction fees. The Chase Sapphire Preferred, Capital One Venture Rewards, and Marriott Bonvoy Boundless are some of the best travel credit cards for couples on the market. With the right travel credit card, you can make your next adventure even more unforgettable.