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Traveling is one of the most sought after activities for many people around the world. And what better way to enjoy traveling than with a travel credit card? Travel credit cards are designed to help you earn rewards and save money while traveling. However, with numerous options available, it can be challenging to choose the right one, especially for beginners.
In this article, we’ll highlight some of the best travel credit cards that beginners can consider.
Chase Sapphire Preferred
The Chase Sapphire Preferred card is a popular choice for travelers. It offers two points per dollar for travel and dining purchases and one point per dollar for everything else. Additionally, it has a sign-up bonus of 60,000 points after spending $4,000 on purchases in the first three months.
Cardholders can redeem their points for travel, cashback, or gift cards at a rate of 1.25 cents per point. The card also offers primary rental car insurance, trip cancellation insurance, and baggage delay insurance.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card offers two miles per dollar spent on all purchases. It also has a sign-up bonus of 50,000 miles after spending $3,000 in the first three months and an annual fee of $95.
Cardholders can redeem their miles for travel, cashback, or gift cards. Additionally, the card offers travel accident insurance and auto rental collision damage waiver.
Citi Double Cash Card
The Citi Double Cash Card is a great option for those who prefer simplicity. It offers two percent cashback on all purchases – one percent when you buy and another one percent when you pay the bill.
The card has no annual fee and no foreign transaction fees. Additionally, cardholders can redeem their cashback for a statement credit, gift card, or check.
FAQ
| Question | Answer |
|---|---|
| What should beginners look for in a travel credit card? | Beginners should look for a travel credit card that offers rewards and benefits that align with their spending habits and travel plans. They should also consider the annual fee, sign-up bonus, and redemption options. |
| What are the benefits of a travel credit card? | Travel credit cards offer rewards, such as points or miles, that can be redeemed for free flights, hotel stays, or other travel-related expenses. They may also offer travel insurance, airport lounge access, and other perks. |
| Can I use a travel credit card for everyday purchases? | Yes, you can use a travel credit card for everyday purchases, but be mindful of earning points or miles on those purchases. |
| Can I use my travel credit card outside of the country? | Yes, most travel credit cards can be used outside of the country. However, be aware of foreign transaction fees and currency exchange rates. |
| Do travel credit cards have annual fees? | Some travel credit cards have annual fees while others do not. It’s important to weigh the benefits against the cost of the annual fee. |