best mortgage lenders for travel nurses

Travel Nurse With MortgageSource: bing.com

If you’re a travel nurse looking to buy a new home or refinance your existing mortgage, you may be wondering where to turn for the best rates and terms. Fortunately, there are several mortgage lenders that specialize in working with travel nurses, offering a range of options to fit your unique needs and circumstances.

1. American Financing

American FinancingSource: bing.com

American Financing is a top-rated mortgage lender that caters to travel nurses and other healthcare professionals. They offer a variety of loan options, including FHA, VA, and conventional mortgages, as well as specialized programs for first-time homebuyers and those with low credit scores.

One of the benefits of working with American Financing is their flexible underwriting guidelines, which take into account your unique work situation as a travel nurse. They also offer competitive interest rates and excellent customer service, making them a top choice for many nurses.

2. Quicken Loans

Quicken LoansSource: bing.com

Quicken Loans is another popular mortgage lender that has experience working with travel nurses. They offer a variety of loan options, including FHA, VA, and USDA loans, as well as jumbo mortgages and refinancing options.

One of the benefits of working with Quicken Loans is their online platform, which makes it easy to apply for a mortgage and track your progress throughout the process. They also offer competitive rates and a fast closing process, which can be especially important for travel nurses on tight schedules.

3. CrossCountry Mortgage

Crosscountry MortgageSource: bing.com

CrossCountry Mortgage is a mortgage lender that has a dedicated team of loan officers who specialize in working with travel nurses and other healthcare professionals. They offer a variety of loan options, including FHA, VA, and USDA loans, as well as jumbo mortgages and refinancing options.

One of the benefits of working with CrossCountry Mortgage is their personalized service, which includes a dedicated loan officer who will guide you through the entire process. They also offer competitive rates and a fast closing process, which can be important for travel nurses who need to move quickly.

4. Guaranteed Rate

Guaranteed RateSource: bing.com

Guaranteed Rate is a mortgage lender that offers a variety of loan options, including FHA, VA, and conventional mortgages, as well as refinancing options. They have experience working with travel nurses and other healthcare professionals and offer specialized programs to fit your unique needs.

One of the benefits of working with Guaranteed Rate is their online platform, which makes it easy to apply for a mortgage and track your progress throughout the process. They also offer competitive rates and excellent customer service, making them a top choice for many travel nurses.

5. Homebridge Financial Services

Homebridge Financial ServicesSource: bing.com

Homebridge Financial Services is a mortgage lender that has experience working with travel nurses and other healthcare professionals. They offer a variety of loan options, including FHA, VA, and conventional mortgages, as well as specialized programs for first-time homebuyers and those with low credit scores.

One of the benefits of working with Homebridge Financial Services is their personalized service, which includes a dedicated loan officer who will guide you through the entire process. They also offer competitive rates and a fast closing process, which can be important for travel nurses who need to move quickly.

FAQs

1. What is a travel nurse? A travel nurse is a healthcare professional who works on a contract basis, typically for 13 weeks at a time, in different locations around the country.
2. What makes a mortgage lender good for travel nurses? A good mortgage lender for travel nurses understands the unique needs and circumstances of the profession, including irregular income, frequent moves, and sometimes-difficult credit situations.
3. Can travel nurses qualify for FHA or VA loans? Yes, travel nurses can qualify for FHA or VA loans if they meet the eligibility requirements.
4. How can I find the best mortgage lender for my needs? Research different lenders and compare their rates, terms, and customer reviews to find the one that best fits your needs as a travel nurse.
5. Can I refinance my existing mortgage as a travel nurse? Yes, you can refinance your existing mortgage as a travel nurse, just like any other homeowner. Contact a mortgage lender to discuss your options.