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If you are a frequent traveler, having a credit card that provides travel insurance can give you peace of mind. Bank of America Travel Rewards Credit Card is one such card that offers several travel benefits, including travel insurance. In this article, we will explore whether Bank of America Travel Rewards credit card has travel insurance or not.
What is Bank of America Travel Rewards Credit Card?
Bank of America Travel Rewards Credit Card is a popular credit card that offers travel rewards to its users. The card offers 1.5 points for every dollar spent, and these points can be redeemed for travel-related expenses such as flights, hotels, and rental cars. The card has no annual fee, and users can earn unlimited points.
Does Bank of America Travel Rewards Credit Card Have Travel Insurance?
Yes, Bank of America Travel Rewards Credit Card provides travel insurance to its users. The travel insurance covers several travel-related expenses, including trip cancellation or interruption, trip delay, lost or delayed luggage, and emergency medical and dental expenses.
What is Covered in Bank of America Travel Rewards Credit Card Travel Insurance?
Bank of America Travel Rewards Credit Card provides travel insurance that covers several travel-related expenses. Here are some of the things that are covered:
| Coverage | Details |
|---|---|
| Trip cancellation or interruption | If your trip is cancelled or interrupted due to a covered reason, the card will reimburse you for the non-refundable expenses. |
| Trip delay | If your trip is delayed for more than 12 hours, the card will reimburse you for the expenses incurred during the delay, such as meals and lodging. |
| Lost or delayed luggage | If your luggage is lost, stolen, or delayed for more than 6 hours, the card will reimburse you for the expenses incurred, such as clothing and toiletries. |
| Emergency medical and dental expenses | If you become ill or injured during your trip, the card will reimburse you for the expenses incurred for medical and dental treatment. |
What are the Limitations of Bank of America Travel Rewards Credit Card Travel Insurance?
While Bank of America Travel Rewards Credit Card provides travel insurance, there are limitations to the coverage. Here are some of the limitations:
| Limitation | Details |
|---|---|
| Pre-existing conditions | The travel insurance does not cover pre-existing medical conditions. |
| Maximum coverage | The maximum coverage for each type of benefit is limited. For example, the maximum coverage for trip cancellation or interruption is $1,500 per person and $6,000 per trip. |
| Exclusions | The travel insurance does not cover certain events or activities, such as participation in professional sports, illegal activities, or war. |
How to File a Claim for Bank of America Travel Rewards Credit Card Travel Insurance?
If you need to file a claim for Bank of America Travel Rewards Credit Card travel insurance, you can do so by calling the number on the back of your card. You will need to provide documentation of the expenses you incurred and the reason for the claim. The claims process may take several weeks, and you should keep all documentation related to your claim.
Conclusion
Bank of America Travel Rewards Credit Card provides travel insurance to its users. The travel insurance covers several travel-related expenses, including trip cancellation or interruption, trip delay, lost or delayed luggage, and emergency medical and dental expenses. However, there are limitations to the coverage, such as exclusions and maximum coverage. If you need to file a claim for travel insurance, you can do so by calling the number on the back of your card.