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Are you planning a trip but concerned about unexpected emergencies or cancellations? Tick Travel Insurance might be the solution you need. In this review, we’ll take a look at what Tick Travel Insurance offers and whether it’s worth it for your next trip.
What is Tick Travel Insurance?
Tick Travel Insurance is an Australian-based company that provides travel insurance to individuals, families, and groups. They offer a range of policies to cover various types of travel, including domestic and international trips.
Tick Travel Insurance is underwritten by Mitsui Sumitomo Insurance Company, Limited, which means that they are backed by one of the world’s largest insurance companies.
Types of Policies
Tick Travel Insurance offers four different policies:
- Comprehensive
- Budget
- Medical Only
- Snow Sports
The Comprehensive policy is the most popular and covers a range of events, including medical emergencies, trip cancellations, lost or stolen luggage, and more. The Budget policy is a cheaper option that provides basic cover for medical emergencies and trip cancellations. The Medical Only policy is designed for those who only need medical coverage while travelling. The Snow Sports policy is tailored for those participating in winter sports, such as skiing or snowboarding.
Benefits of Tick Travel Insurance
Tick Travel Insurance offers a range of benefits, such as:
- 24/7 Emergency Assistance
- Cover for 90+ Sports & Activities
- Cover for Pre-Existing Medical Conditions
- Unlimited Medical Cover
- Free Global SIM Card with every policy
- Flexible Policy Options
These benefits can provide peace of mind during your trip, knowing that you are covered in case of emergencies or unexpected events.
How to Purchase a Policy
You can purchase a policy from Tick Travel Insurance either online or over the phone. Their website is easy to navigate, and you can get a quote and purchase a policy within minutes.
Before purchasing a policy, make sure to read the Product Disclosure Statement (PDS) to understand the terms and conditions of the policy.
Claims Process
If you need to make a claim, Tick Travel Insurance has a simple and straightforward process. You can submit a claim online or over the phone, and they aim to process claims within 10 business days.
Make sure to provide all the necessary documentation, such as medical receipts or police reports, to ensure a smooth claims process.
FAQ
| Question | Answer |
|---|---|
| What is covered under the Comprehensive policy? | The Comprehensive policy covers a range of events, including medical emergencies, trip cancellations, lost or stolen luggage, and more. |
| Can I purchase a policy if I have a pre-existing medical condition? | Yes, Tick Travel Insurance covers pre-existing medical conditions. However, make sure to read the PDS to understand the terms and conditions. |
| How long does it take to process a claim? | Tick Travel Insurance aims to process claims within 10 business days. |
| Can I cancel my policy? | Tick Travel Insurance offers a 14-day cooling-off period, which means you can cancel your policy within 14 days of purchase for a full refund. |
Conclusion
Overall, Tick Travel Insurance offers a range of policies to cover various types of travel. Their benefits, such as 24/7 emergency assistance and cover for pre-existing medical conditions, can provide peace of mind during your trip. Their simple claims process and flexible policy options make it easy to purchase and use their services.
However, make sure to read the PDS before purchasing a policy to understand the terms and conditions.