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Traveling overseas can be an exciting adventure for students. However, securing the right credit card is important to avoid high fees and enjoy benefits such as travel insurance, rewards, and fraud protection. In this article, we will explore the best credit cards for international travel for students.
1. Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card is a great option for students who want to earn rewards while traveling. The card offers 1.25 miles per dollar on all purchases, and the miles can be redeemed for travel expenses such as flights, hotels, and rental cars. There are no foreign transaction fees, and the card also offers travel accident insurance and 24-hour travel assistance services.
2. Bank of America Travel Rewards Credit Card for Students
The Bank of America Travel Rewards Credit Card for Students is another excellent option for international travel. The card offers 1.5 points per dollar on all purchases, and the points can be redeemed for travel expenses or cash back. There are no foreign transaction fees, and the card also offers travel accident insurance and rental car insurance.
3. Discover it Student Cash Back Credit Card
The Discover it Student Cash Back Credit Card is a great option for students who want to earn cash back while traveling. The card offers 5% cash back on rotating categories such as gas stations, restaurants, and Amazon.com, and 1% cash back on all other purchases. There are no foreign transaction fees, and the card also offers travel accident insurance and 24-hour travel assistance services.
4. Citi Premier Card
The Citi Premier Card is a great option for students who travel frequently. The card offers 3 points per dollar on travel and gas purchases, 2 points per dollar on dining and entertainment purchases, and 1 point per dollar on all other purchases. The points can be redeemed for travel expenses or cash back. There are no foreign transaction fees, and the card also offers travel accident insurance and 24-hour travel assistance services.
5. Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is a great option for students who want to earn valuable rewards while traveling. The card offers 2 points per dollar on travel and dining purchases, and 1 point per dollar on all other purchases. The points can be transferred to travel partners such as airlines and hotels, or redeemed for travel expenses at a higher value. There are no foreign transaction fees, and the card also offers travel accident insurance and trip cancellation/interruption insurance.
FAQ
| Question | Answer |
|---|---|
| What should I look for in a credit card for international travel? | You should look for a credit card with no foreign transaction fees, travel insurance, and rewards or cash back. |
| Do I need a credit card for international travel? | A credit card can be useful for emergencies, making purchases, and earning rewards while traveling. However, it’s important to choose a card with low fees and good benefits. |
| Can I use my debit card for international travel? | You can use your debit card for international travel, but you may incur fees such as foreign transaction fees and ATM withdrawal fees. It’s important to notify your bank before traveling to prevent your card from being blocked for suspicious activity. |
| What is travel insurance? | Travel insurance is a type of insurance that covers unexpected events such as trip cancellations, delays, lost luggage, and medical emergencies while traveling. |