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Traveling is one of the most exciting activities that anyone can experience. It is an opportunity to discover new places, meet new people, and create unforgettable memories. However, traveling can also be expensive, especially when it comes to accommodation, food, and transportation. This is where a travel credit card comes in handy. In this article, we will discuss the best travel credit cards in the Philippines that can help you save money and enjoy your travels even more.
What is a Travel Credit Card?
A travel credit card is a type of credit card that is designed specifically for travelers. It offers various benefits and rewards such as earning points or miles that can be redeemed for flights, hotels, or other travel-related expenses. Some travel credit cards also offer travel insurance, free access to airport lounges, and discounts on car rentals and dining.
Best Travel Credit Cards in the Philippines
Here are the best travel credit cards in the Philippines:
| Credit Card | Issuing Bank | Rewards | Annual Fee |
|---|---|---|---|
| Citi PremierMiles Card | Citibank Philippines | 1 PremierMile for every PHP 30 spent | PHP 5,000 |
| BPI SkyMiles Platinum Mastercard | Bank of the Philippine Islands | 1 SkyMile for every PHP 45 spent | PHP 5,500 |
| HSBC Platinum Visa | HSBC Philippines | 1 Reward Point for every PHP 20 spent | PHP 5,000 |
| EastWest Priority Visa Infinite | EastWest Bank | 1 Rewards Point for every PHP 40 spent | PHP 5,000 |
Citi PremierMiles Card
The Citi PremierMiles Card is one of the best travel credit cards in the Philippines. It offers 1 PremierMile for every PHP 30 spent, which can be redeemed for flights, hotels, and other travel-related expenses. The card also comes with an annual fee of PHP 5,000, but it is waived for the first year.
BPI SkyMiles Platinum Mastercard
The BPI SkyMiles Platinum Mastercard is another great travel credit card in the Philippines. It offers 1 SkyMile for every PHP 45 spent, which can be redeemed for flights, hotels, and other travel-related expenses. The card also comes with an annual fee of PHP 5,500, but it is waived for the first year.
HSBC Platinum Visa
The HSBC Platinum Visa is a versatile credit card that offers various benefits and rewards, including 1 Reward Point for every PHP 20 spent. The points can be redeemed for flights, hotels, and other travel-related expenses. The card also comes with an annual fee of PHP 5,000, but it is waived for the first year.
EastWest Priority Visa Infinite
The EastWest Priority Visa Infinite is a premium credit card that offers exclusive benefits and rewards, including 1 Rewards Point for every PHP 40 spent. The points can be redeemed for flights, hotels, and other travel-related expenses. The card also comes with an annual fee of PHP 5,000, but it is waived for the first year.
Conclusion
In conclusion, a travel credit card is a great tool for travelers who want to save money and enjoy more benefits during their trips. The best travel credit cards in the Philippines offer various rewards and benefits that can help you save money and make your travels more enjoyable. Choose the card that suits your needs and preferences, and start planning your next adventure today.
Frequently Asked Questions
What is the benefit of a travel credit card?
A travel credit card offers various benefits and rewards such as earning points or miles that can be redeemed for flights, hotels, or other travel-related expenses. Some travel credit cards also offer travel insurance, free access to airport lounges, and discounts on car rentals and dining.
How do I choose the best travel credit card for me?
When choosing a travel credit card, consider the rewards and benefits, annual fee, interest rate, and other terms and conditions. Choose a card that suits your needs and preferences, and make sure to read the fine print before applying.
Can I use my travel credit card for non-travel expenses?
Yes, you can use your travel credit card for non-travel expenses. However, keep in mind that the rewards and benefits may be geared towards travel-related expenses.
Will I be charged foreign transaction fees when using my travel credit card abroad?
It depends on the card issuer. Some travel credit cards waive foreign transaction fees, while others charge a fee ranging from 1% to 3% of the transaction amount. Make sure to check the terms and conditions before using your card abroad.