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Traveling is a wonderful experience that allows you to explore new cultures, meet new people, and create unforgettable memories. However, it can also be an expensive endeavor. That’s where travel cards come in handy. In this ultimate guide, we will explore the best travel cards in Canada, their features, benefits, and how to choose the right one for you.
What are travel cards?
Travel cards are credit cards that offer rewards and benefits that are specifically designed for travelers. These benefits can include things like air miles, hotel discounts, travel insurance, and much more. Travel cards can help you save money on your travels and make your trips more enjoyable.
Why get a travel card?
Travel cards have many benefits for those who love to travel. Here are a few reasons why getting a travel card can be a great idea:
- Earn rewards: Travel cards allow you to earn rewards on your everyday spending, which you can later redeem for travel-related expenses.
- Save money: Many travel cards offer discounts on flights, hotels, and other travel-related expenses, saving you money on your trips.
- Travel insurance: Most travel cards offer travel insurance, which can help protect you in case of emergencies while you’re traveling.
- No foreign transaction fees: Some travel cards waive foreign transaction fees, which can save you money when using your card abroad.
What to consider when choosing a travel card?
Choosing the right travel card can be overwhelming, but there are a few things to consider when making your choice:
- Annual fees: Travel cards often come with annual fees, so make sure to choose one that fits your budget.
- Travel rewards: Look for a travel card that offers rewards that fit your travel style and preferences.
- Travel benefits: Consider what travel benefits are important to you, such as travel insurance or lounge access.
- Foreign transaction fees: If you plan to use your card abroad, look for one that doesn’t charge foreign transaction fees.
Best travel cards in Canada
Now that we know what travel cards are and what to consider when choosing one, let’s take a look at the best travel cards in Canada:
| Card | Annual Fee | Rewards | Travel Benefits |
|---|---|---|---|
| American Express Cobalt | $120 | 5x points on food and drinks, 2x points on travel, and 1x points on everything else | Travel insurance, hotel perks, and airport lounge access |
| Tangerine Money-Back Credit Card | $0 | 2% cash back on up to three categories of your choice, and 0.5% cash back on everything else | Free Boingo Wi-Fi, rental car insurance, and travel assistance services |
| BMO World Elite Mastercard | $150 | 3 BMO Rewards points per dollar spent on travel, dining, and entertainment, and 2 points per dollar spent on everything else | Travel insurance, concierge service, and airport lounge access |
| Scotiabank Gold American Express | $120 | 5 Scotia Rewards points per dollar spent on groceries, restaurants, and entertainment, and 3 points per dollar spent on gas, transit, and streaming services | Travel insurance, concierge service, and airport lounge access |
| TD Aeroplan Visa Infinite | $139 | 1.5 Aeroplan miles per dollar spent on gas, groceries, drugstore purchases, and Air Canada purchases, and 1 mile per dollar spent on everything else | Travel insurance, concierge service, and priority check-in and boarding on Air Canada flights |
Conclusion
Travel cards can be a great way to save money on your travels and earn rewards for your everyday spending. When choosing a travel card, consider your travel style, preferences, and budget, and choose one that fits your needs. With the best travel cards in Canada, you can enjoy amazing benefits and rewards on your next adventure.
Frequently Asked Questions
What is a travel card?
A travel card is a credit card that offers rewards and benefits specifically designed for travelers. These benefits can include things like air miles, hotel discounts, travel insurance, and much more.
What are the benefits of travel cards?
Travel cards have many benefits for those who love to travel. These benefits include earning rewards, saving money on travel-related expenses, travel insurance, and no foreign transaction fees.
How do I choose the right travel card?
When choosing a travel card, consider the annual fees, rewards, travel benefits, and foreign transaction fees. Choose a card that fits your travel style, preferences, and budget.
What are the best travel cards in Canada?
The best travel cards in Canada include American Express Cobalt, Tangerine Money-Back Credit Card, BMO World Elite Mastercard, Scotiabank Gold American Express, and TD Aeroplan Visa Infinite.