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Travelling to a foreign nation can be an exhilarating experience, but managing your finances can be challenging. Keeping track of currency exchange rates, carrying cash and worrying about theft can take away from the joy of exploring new places. That’s where the Thomas Cook travel card comes in handy.
What is a Thomas Cook Travel Card?
The Thomas Cook travel card is a prepaid foreign currency card that can be used to make payments and withdraw cash while travelling abroad. It is a convenient and safe alternative to carrying cash and traveller’s cheques. The card is available in eight different currencies: US dollars, euros, pound sterling, Australian dollars, Canadian dollars, Hong Kong dollars, Swiss francs and Singapore dollars.
How does the Thomas Cook Travel Card work?
The Thomas Cook travel card works like any other prepaid card. You load money onto the card before your trip, and then use it to make payments or withdraw cash while abroad. You can top up the card online or via the Thomas Cook app, which is available for both iOS and Android devices. You can also check your balance, track your spending and view your transaction history through the app.
What are the benefits of using a Thomas Cook Travel Card?
The Thomas Cook travel card offers several benefits:
- Convenient: You can use the card to make payments and withdraw cash at millions of merchants and ATMs worldwide that accept Mastercard.
- Secure: The card is chip and PIN protected and can be blocked instantly if lost or stolen.
- No transaction fees: You won’t be charged any transaction fees when using the card to make payments or withdraw cash.
- No ATM fees: You won’t be charged any fees when using the card to withdraw cash at ATMs.
- Exchange rate lock: You can lock in the exchange rate at the time of loading money onto the card, which means you won’t be affected by exchange rate fluctuations while travelling.
How do I get a Thomas Cook Travel Card?
You can apply for a Thomas Cook travel card online or at any Thomas Cook store. You will need to provide proof of identity and address, such as a passport and utility bill. Once your application is approved, you can collect the card from a Thomas Cook store or have it delivered to your home address.
How do I use a Thomas Cook Travel Card?
To use a Thomas Cook travel card, you need to:
- Activate the card by calling the number provided or via the Thomas Cook app.
- Load money onto the card using your debit card or through bank transfer.
- Use the card to make payments or withdraw cash at ATMs that accept Mastercard.
What are the fees associated with a Thomas Cook Travel Card?
The Thomas Cook travel card is free to obtain, but there are fees associated with using the card:
- Reload fee: You may be charged a fee when reloading money onto the card.
- Inactivity fee: If you don’t use the card for 12 months, you may be charged an inactivity fee.
- Replacement fee: If you lose the card or it is stolen, you may be charged a fee to replace it.
- ATM fee: Some ATMs may charge a fee for using the card to withdraw cash.
Conclusion
The Thomas Cook travel card is a convenient and secure way to manage your finances while travelling abroad. With no transaction fees or ATM fees, and the ability to lock in exchange rates, it is a cost-effective alternative to carrying cash or traveller’s cheques. Apply for a Thomas Cook travel card before your next trip and enjoy the freedom to travel without the worry of managing your money.
Frequently Asked Questions (FAQs)
1. Can I use the Thomas Cook travel card for online purchases?
Yes, you can use the Thomas Cook travel card for online purchases. Just make sure that the website accepts Mastercard.
2. Can I withdraw cash in a currency other than the one loaded on my Thomas Cook travel card?
No, you can only withdraw cash in the currency loaded on your Thomas Cook travel card. If you need to withdraw cash in another currency, you will need to use a different card or exchange currency at a bureau de change.
3. Can I use the Thomas Cook travel card in countries that are not on the list of available currencies?
Yes, you can use the Thomas Cook travel card in countries that are not on the list of available currencies. The card will automatically convert the transaction into one of the available currencies, and you will be charged a foreign exchange fee.
4. How do I check my Thomas Cook travel card balance?
You can check your Thomas Cook travel card balance online or through the Thomas Cook app. You can also check your balance at any Thomas Cook store or by calling the number provided with the card.
5. Is the Thomas Cook travel card accepted everywhere?
No, the Thomas Cook travel card is not accepted everywhere. It can be used at millions of merchants and ATMs that accept Mastercard, but there may be some places where it is not accepted. It is always a good idea to carry some cash or a backup card just in case.