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Are you a frequent traveler looking for the best way to save on your travels? If yes, then a travel credit card might just be the solution to your problem. With a travel credit card, you can earn reward points, air miles, and cashback on your travel expenses. However, with so many options available in the market, choosing the right travel credit card can be quite overwhelming. In this article, we will discuss some of the best travel credit cards available in India.
What is a Travel Credit Card?
A travel credit card is a type of credit card that is designed specifically for travelers. It allows you to earn reward points and air miles on your travel expenses, including flights, hotels, and car rentals. You can redeem these reward points for free flights, hotel stays, and other travel-related expenses. Travel credit cards also come with various benefits such as travel insurance, lounge access, and concierge services.
Types of Travel Credit Cards
There are several types of travel credit cards available in the Indian market. Some of the most popular types are:
- Airline Credit Cards: These credit cards are co-branded with a specific airline and offer reward points and air miles on that airline’s flights.
- General Travel Credit Cards: These credit cards offer reward points and air miles on multiple airlines and travel-related expenses.
- Hotel Credit Cards: These credit cards are co-branded with specific hotel chains and offer reward points on hotel stays.
Benefits of Travel Credit Cards
Travel credit cards come with various benefits that can help you save money and make your travels more enjoyable. Some of the benefits are:
- Reward Points: You can earn reward points on your travel expenses and redeem them for free flights, hotel stays, and other travel-related expenses.
- Air Miles: You can earn air miles on your flights and redeem them for free flights or upgrades.
- Cashback: You can earn cashback on your travel expenses, including flights, hotels, and car rentals.
- Travel Insurance: Some travel credit cards come with travel insurance that covers you for flight cancellations, lost luggage, and other travel-related issues.
- Lounge Access: Some travel credit cards offer lounge access at airports, where you can relax and enjoy complimentary food and drinks.
- Concierge Services: Some travel credit cards offer concierge services that can assist you with travel planning, restaurant reservations, and other travel-related tasks.
Best Travel Credit Cards in India
Here are some of the best travel credit cards available in India:
| Credit Card | Reward Points | Air Miles | Annual Fee |
|---|---|---|---|
| Axis Bank Vistara Signature Credit Card | 4 reward points per Rs. 200 spent | 1 air mile per Rs. 2 spent | Rs. 3,000 |
| HDFC Regalia Credit Card | 4 reward points per Rs. 150 spent | 2 air miles per Rs. 150 spent | Rs. 2,500 |
| Citi PremierMiles Credit Card | 10 reward points per Rs. 100 spent on airline transactions | 1 air mile per Rs. 100 spent | Rs. 3,000 |
| ICICI Bank Jet Airways Sapphiro Credit Card | 8 reward points per Rs. 150 spent | 4,000 bonus Jet Privilege miles on joining | Rs. 5,000 |
| Amex Platinum Travel Credit Card | 1 Membership Rewards point per Rs. 50 spent | 1,000 bonus Membership Rewards points on spending Rs. 10,000 within the first 60 days | Rs. 3,500 |
Conclusion
Travel credit cards are an excellent way to save on your travel expenses and earn rewards for your travels. However, it is essential to choose the right travel credit card based on your travel needs and spending habits. We hope this article has helped you understand the benefits of travel credit cards and the best options available in India. Happy travels!
Frequently Asked Questions
1. What is a travel credit card?
A travel credit card is a type of credit card that is designed specifically for travelers. It allows you to earn reward points and air miles on your travel expenses, including flights, hotels, and car rentals. You can redeem these reward points for free flights, hotel stays, and other travel-related expenses. Travel credit cards also come with various benefits such as travel insurance, lounge access, and concierge services.
2. What are the benefits of a travel credit card?
Travel credit cards come with various benefits that can help you save money and make your travels more enjoyable. Some of the benefits are:
- Reward Points: You can earn reward points on your travel expenses and redeem them for free flights, hotel stays, and other travel-related expenses.
- Air Miles: You can earn air miles on your flights and redeem them for free flights or upgrades.
- Cashback: You can earn cashback on your travel expenses, including flights, hotels, and car rentals.
- Travel Insurance: Some travel credit cards come with travel insurance that covers you for flight cancellations, lost luggage, and other travel-related issues.
- Lounge Access: Some travel credit cards offer lounge access at airports, where you can relax and enjoy complimentary food and drinks.
- Concierge Services: Some travel credit cards offer concierge services that can assist you with travel planning, restaurant reservations, and other travel-related tasks.
3. What are the best travel credit cards in India?
Some of the best travel credit cards available in India are:
| Credit Card | Reward Points | Air Miles | Annual Fee |
|---|---|---|---|
| Axis Bank Vistara Signature Credit Card | 4 reward points per Rs. 200 spent | 1 air mile per Rs. 2 spent | Rs. 3,000 |
| HDFC Regalia Credit Card | 4 reward points per Rs. 150 spent | 2 air miles per Rs. 150 spent | Rs. 2,500 |
| Citi PremierMiles Credit Card | 10 reward points per Rs. 100 spent on airline transactions | 1 air mile per Rs. 100 spent | Rs. 3,000 |
| ICICI Bank Jet Airways Sapphiro Credit Card | 8 reward points per Rs. 150 spent | 4,000 bonus Jet Privilege miles on joining | Rs. 5,000 |
| Amex Platinum Travel Credit Card | 1 Membership Rewards point per Rs. 50 spent | 1,000 bonus Membership Rewards points on spending Rs. 10,000 within the first 60 days | Rs. 3,500 |
Originally posted 2022-04-12 22:02:00.