ihg traveler vs premier

Ihg TravelerSource: bing.com

InterContinental Hotels Group (IHG) offers two popular credit cards for frequent travelers: the IHG Traveler and the IHG Premier. Both cards offer great benefits, including bonus points, hotel perks, and travel rewards. But which one is the right choice for you? In this article, we’ll compare the IHG Traveler vs Premier and help you decide.

What are the Key Benefits of the IHG Traveler Card?

Ihg Traveler CardSource: bing.com

The IHG Traveler card is a great option for frequent travelers who want to earn IHG rewards points quickly. Here are some of the key benefits of the card:

Benefit Details
Bonus Points Earn 60,000 bonus points after spending $2,000 in the first 3 months
Point Earning Earn up to 15X points per $1 spent at IHG hotels and resorts, 2X points per $1 spent at gas stations, grocery stores and restaurants, and 1X point per $1 spent on all other purchases
Elite Status Automatic Gold Elite status, which includes perks like free room upgrades and bonus points

What are the Key Benefits of the IHG Premier Card?

Ihg Premier CardSource: bing.com

The IHG Premier card is a more premium option that offers even more rewards and perks. Here are some of the key benefits of the card:

Benefit Details
Bonus Points Earn 140,000 bonus points after spending $3,000 in the first 3 months
Point Earning Earn up to 25X points per $1 spent at IHG hotels and resorts, 2X points per $1 spent at gas stations, grocery stores and restaurants, and 1X point per $1 spent on all other purchases
Elite Status Automatic Platinum Elite status, which includes even more perks like room guarantee and welcome amenities
Free Nights Receive a free night each year on your cardmember anniversary

Which Card is Right for You?

If you’re a frequent traveler who wants to earn IHG rewards points quickly, the IHG Traveler card is a great option. With its generous bonus points and point earning potential, you can rack up rewards in no time. Plus, the automatic Gold Elite status can give you some nice perks during your hotel stays.

However, if you want even more rewards and perks, the IHG Premier card may be the way to go. With its higher bonus points and point earning potential, as well as the automatic Platinum Elite status and free nights, you’ll get even more value from your card.

FAQ

Can I use both cards?

Yes, you can have both cards and earn rewards from both. However, you may want to consider whether the annual fees for both cards are worth it for your travel needs.

Is there an annual fee for these cards?

Yes, both cards have an annual fee. The IHG Traveler card has a $29 annual fee, while the IHG Premier card has a $89 annual fee.

Can I redeem rewards for flights?

Yes, you can redeem IHG rewards points for flights through the IHG travel portal. However, keep in mind that the value of your points may vary depending on the flight and other factors.

Do these cards offer travel insurance?

Yes, both cards offer travel insurance benefits, including trip cancellation/interruption insurance, baggage delay insurance, and lost luggage insurance.