Travelers Plans How to Travelers Plans in The World
If you are planning to travel to any of the countries in the Schengen Area, you will need to obtain a Schengen visa. One of the requirements for obtaining this visa is having travel insurance. In this article, we will explore the requirements for Schengen visa travel insurance and what you need to know before you travel.
What is the Schengen Area?
The Schengen Area is a group of 26 European countries that have abolished passport and other types of border control at their mutual borders. This allows for free movement of people within the area. The countries in the Schengen Area include Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
What is a Schengen visa?
A Schengen visa is a document that allows you to travel freely within the Schengen Area for up to 90 days within a 180-day period. This visa is issued by the embassy or consulate of the country where you will be spending the most time during your trip.
What are the Schengen visa travel insurance requirements?
When applying for a Schengen visa, you must provide proof of travel insurance that meets certain requirements. The insurance must:
- Cover you for the entire duration of your stay in the Schengen Area
- Have a minimum coverage of €30,000 (or equivalent in your local currency)
- Cover any medical expenses, including emergency treatment and repatriation if necessary
- Be valid in all Schengen countries
- Be issued by an insurance company that is authorized to provide coverage in the Schengen Area
What should be covered by Schengen visa travel insurance?
Your Schengen visa travel insurance should cover any medical expenses you may incur while traveling in the Schengen Area. This includes:
- Emergency medical treatment and hospitalization
- Repatriation of remains in case of death
- Emergency dental treatment
- Emergency medical evacuation
Additionally, your insurance should cover any expenses related to the early termination of your trip, such as transportation costs and accommodation expenses.
How do I obtain Schengen visa travel insurance?
You can obtain Schengen visa travel insurance from any insurance company that is authorized to provide coverage in the Schengen Area. Before purchasing insurance, make sure it meets all the requirements for Schengen visa travel insurance. Some travel agencies and airlines also offer travel insurance that meets the Schengen visa requirements.
How much does Schengen visa travel insurance cost?
The cost of Schengen visa travel insurance varies depending on the length of your trip and the level of coverage you need. On average, expect to pay between €1 and €2 per day of travel for basic coverage. If you require more extensive coverage, such as for pre-existing medical conditions, the cost may be higher.
Conclusion
If you are planning to travel to any of the countries in the Schengen Area, make sure you have obtained the necessary travel insurance to meet the Schengen visa requirements. Your insurance should cover you for the entire duration of your stay in the Schengen Area and meet the specified coverage requirements. Shop around for the best insurance policy to meet your needs and budget.
| Term | Definition |
|---|---|
| Schengen Area | A group of 26 European countries that have abolished passport and other types of border control at their mutual borders, allowing for free movement of people within the area. |
| Schengen visa | A document that allows you to travel freely within the Schengen Area for up to 90 days within a 180-day period. |
| Schengen visa travel insurance | Insurance that meets certain requirements when applying for a Schengen visa, including minimum coverage of €30,000 and coverage for medical expenses and repatriation if necessary. |
Frequently Asked Questions
What happens if I do not have travel insurance when applying for a Schengen visa?
Your visa application may be denied if you do not provide proof of travel insurance that meets the Schengen visa requirements.
Can I purchase Schengen visa travel insurance after I have obtained my visa?
No, you must purchase travel insurance that meets the Schengen visa requirements before applying for your visa.
Do I need travel insurance if I am a citizen of an EU country?
If you are a citizen of an EU country, you do not need travel insurance to travel within the Schengen Area. However, it is still recommended that you have travel insurance to cover any medical expenses or other unforeseen circumstances.
What should I do if I need medical assistance while traveling in the Schengen Area?
If you require medical assistance while traveling in the Schengen Area, contact your travel insurance provider immediately. They will be able to advise you on the next steps to take.
Can I use my travel insurance for non-medical expenses?
No, your Schengen visa travel insurance is designed to cover only medical expenses and related costs. If you require coverage for other types of expenses, such as trip cancellation or lost baggage, you will need to purchase additional insurance.