Are you a member of Blue Cross Blue Shield (BCBS) and planning to travel internationally? You may be wondering if your insurance plan covers medical expenses during your trip. In this article, we will discuss if BCBS covers international travel and what you need to know before you go.
What is Blue Cross Blue Shield?
Blue Cross Blue Shield is a federation of 36 independent and locally operated insurance companies in the United States. They offer a variety of health insurance plans to individuals, families, and businesses. BCBS is a popular choice among Americans due to its nationwide coverage and network of healthcare providers.
Does BCBS Cover International Travel?
Unfortunately, BCBS plans do not typically cover medical expenses incurred during international travel. This means that if you get sick or injured while traveling outside of the United States, you may be responsible for paying for your medical bills out of pocket.
What Should I Do if I am Traveling Internationally?
If you are planning to travel internationally, it is important to consider purchasing travel insurance. Travel insurance can provide coverage for medical expenses, trip cancellations, and other unforeseen events that can occur during your trip.
When selecting a travel insurance plan, be sure to read the policy carefully and understand what is covered and what is not. Some travel insurance plans may offer limited coverage or may have exclusions for certain activities such as extreme sports or adventure travel.
What Are Some Options for Travel Insurance?
There are many options for travel insurance, including:
- International Medical Insurance
- Trip Cancellation Insurance
- Emergency Medical Evacuation Insurance
- Adventure Sports Insurance
It is important to research and compare different travel insurance plans to find the one that best fits your needs and budget.
Conclusion
BCBS plans do not typically cover medical expenses incurred during international travel. If you are planning to travel internationally, it is important to consider purchasing travel insurance to protect yourself from unexpected medical expenses and other travel-related issues.