Going on a cruise is a great way to unwind and escape the hustle and bustle of everyday life. But just like any other mode of travel, cruises come with their own set of risks. To protect yourself from unforeseen circumstances, it’s important to have travel insurance. In this article, we’ll take a closer look at Royal Caribbean Travel Insurance AON and help you determine whether it’s right for you.
What is Royal Caribbean Travel Insurance AON?
Royal Caribbean Travel Insurance AON is a travel insurance policy that is offered to passengers who are booking a cruise with Royal Caribbean. The insurance policy is underwritten by AON and includes coverage for trip cancellations, trip interruptions, medical expenses, and more. The policy is designed to give passengers peace of mind and help them recover any losses incurred due to unexpected circumstances.
What does Royal Caribbean Travel Insurance AON cover?
Royal Caribbean Travel Insurance AON covers a variety of unexpected events that may occur before or during your cruise. These events may include:
Event | Coverage |
Trip Cancellation | Reimbursement for non-refundable expenses if your trip is cancelled due to a covered reason |
Trip Interruption | Reimbursement for unused prepaid expenses if your trip is interrupted due to a covered reason |
Medical Expenses | Coverage for emergency medical and dental expenses while on your trip |
Emergency Evacuation | Coverage for emergency medical transportation and evacuation to the nearest medical facility |
Baggage Delay | Reimbursement for essential items if your baggage is delayed for a certain period of time |
Baggage Loss/Theft | Reimbursement for lost or stolen baggage during your trip |
Note that coverage limits and exclusions may apply. Be sure to read the policy carefully before purchasing.
How much does Royal Caribbean Travel Insurance AON cost?
The cost of Royal Caribbean Travel Insurance AON varies based on several factors, including the cost of your cruise, age, and trip length. As a general rule, the cost of travel insurance is usually between 5% and 10% of the total cost of your trip. For example, if your cruise costs $2,000, you can expect to pay between $100 and $200 for travel insurance.
Should you get Royal Caribbean Travel Insurance AON?
Whether or not you should get Royal Caribbean Travel Insurance AON depends on your individual circumstances. If you’re traveling with a pre-existing medical condition or are concerned about the risk of cancellation or interruption, travel insurance can offer peace of mind. Additionally, if you’re booking a more expensive cruise, travel insurance can help protect your investment. However, if you’re booking a short, inexpensive cruise and don’t have any major concerns, travel insurance may not be necessary.
How do you purchase Royal Caribbean Travel Insurance AON?
You can purchase Royal Caribbean Travel Insurance AON when you book your cruise with Royal Caribbean. The cost will be included in your overall cruise cost. If you decide to purchase travel insurance at a later time, be sure to do so well in advance of your departure date to ensure coverage and availability.
Conclusion
Royal Caribbean Travel Insurance AON is a comprehensive travel insurance policy that can help protect you from unexpected events while on your cruise. Before purchasing, be sure to read the policy carefully and consider your individual circumstances to determine whether it’s right for you.
FAQ
What happens if I need to cancel my cruise?
If you need to cancel your cruise due to a covered reason, such as illness or injury, you may be eligible for reimbursement of non-refundable expenses.
What happens if my baggage is lost or stolen?
If your baggage is lost or stolen during your trip, you may be eligible for reimbursement for the value of the lost items.
Do I need to purchase travel insurance even if I have health insurance?
Yes, you may still want to purchase travel insurance. Health insurance may not cover medical expenses incurred while traveling outside of your home country or may have limited coverage. Additionally, travel insurance can provide other benefits, such as trip cancellation and interruption coverage.