Travelers Plans How to Travelers Plans in The World
Clark Howard is a well-known consumer expert who provides advice on various topics related to finance, travel, and consumer savings. When it comes to travel, Howard recommends that travelers purchase travel insurance to protect themselves from unexpected events such as trip cancellations, medical emergencies, and lost luggage. In this article, we will discuss the best travel insurance options recommended by Clark Howard.
What is Travel Insurance?
Travel insurance is a type of insurance that provides coverage for unexpected events that may occur while on a trip. It can cover a range of events such as trip cancellations, medical emergencies, lost luggage, and more. The cost of travel insurance can vary depending on the coverage and the provider.
Why Do You Need Travel Insurance?
Travel insurance is important because it provides protection against unexpected events that can ruin a trip. For example, if a traveler falls ill while on a trip and requires medical attention, travel insurance can help cover the costs of treatment. Additionally, if a traveler’s luggage is lost or stolen, travel insurance can help cover the cost of replacing it.
What Are the Best Travel Insurance Options Recommended by Clark Howard?
1. World Nomads
World Nomads is a travel insurance provider that is recommended by Clark Howard. This provider offers various policies that can cover unexpected events such as trip cancellations, medical emergencies, and lost luggage. World Nomads is known for providing excellent customer service and offers policies that are affordable for most travelers.
2. Allianz Travel Insurance
Allianz Travel Insurance is another travel insurance provider that is recommended by Clark Howard. This provider offers policies that can cover a range of unexpected events such as trip cancellations, medical emergencies, and lost luggage. Allianz is known for its 24/7 customer service and its ability to provide coverage for a wide range of travelers, including those with pre-existing medical conditions.
3. InsureMyTrip
InsureMyTrip is a travel insurance comparison site that is recommended by Clark Howard. This site allows travelers to compare policies from various providers and choose the one that best fits their needs and budget. InsureMyTrip offers policies that can cover a range of unexpected events such as trip cancellations, medical emergencies, and lost luggage.
Conclusion
Travel insurance is important for travelers who want to protect themselves from unexpected events that can ruin a trip. Clark Howard recommends World Nomads, Allianz Travel Insurance, and InsureMyTrip as the best travel insurance options for most travelers. It is important to carefully review the policy details and coverage options before purchasing travel insurance to ensure that it meets your individual needs.
| Provider | Best For | Customer Rating | Price Range |
|---|---|---|---|
| World Nomads | Adventure Travelers | 4.8/5 | $60-$100 |
| Allianz Travel Insurance | Frequent Flyers | 4.7/5 | $50-$150 |
| InsureMyTrip | Budget Travelers | N/A | $20-$50 |
FAQs
What does travel insurance cover?
Travel insurance can cover a range of unexpected events such as trip cancellations, medical emergencies, lost luggage, and more. The coverage can vary depending on the policy and the provider.
How much does travel insurance cost?
The cost of travel insurance can vary depending on the coverage and the provider. Policies can range from $20-$150 or more.
When should I purchase travel insurance?
Travel insurance should be purchased as soon as the trip is booked to ensure that coverage is in place in case of unexpected events.
Is travel insurance worth it?
Travel insurance is worth it for travelers who want to protect themselves from unexpected events that can ruin a trip. It is important to carefully review the policy details and coverage options to ensure that it meets your individual needs.