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When it comes to traveling, unexpected situations can occur at any time. From canceled flights to lost luggage, you never know what could happen. That’s why having travel insurance is important. And if you’re a Bank of America Travel Rewards cardholder, you may have access to a travel insurance program.
What is BoA Travel Rewards Travel Insurance?
BoA Travel Rewards Travel Insurance is a program that provides travel insurance coverage to Bank of America Travel Rewards cardholders. The program is provided by Virginia Surety Company, Inc. (VSC), which is a subsidiary of Aon Corporation.
The program offers several types of coverage, including trip cancellation and interruption, baggage delay, lost or stolen baggage, travel accident insurance, and emergency evacuation and transportation. The coverage is available when you use your Bank of America Travel Rewards card to purchase your travel expenses.
How to Access BoA Travel Rewards Travel Insurance
To access BoA Travel Rewards Travel Insurance, you must be a Bank of America Travel Rewards cardholder. If you’re not already a cardholder, you can apply for the card online or at a Bank of America branch.
Once you’re a cardholder, you can access the travel insurance program by using your Bank of America Travel Rewards card to purchase your travel expenses. The coverage is automatic and there’s no need to enroll or register.
What’s Covered by BoA Travel Rewards Travel Insurance?
BoA Travel Rewards Travel Insurance offers several types of coverage, including:
- Trip Cancellation and Interruption: This coverage provides reimbursement for non-refundable travel expenses if your trip is canceled or interrupted due to a covered reason. Covered reasons may include illness or injury, severe weather, or a terrorist incident.
- Baggage Delay: This coverage provides reimbursement for essential purchases if your baggage is delayed for a certain period of time.
- Lost or Stolen Baggage: This coverage provides reimbursement for lost or stolen baggage and its contents.
- Travel Accident Insurance: This coverage provides accidental death and dismemberment insurance while traveling on a common carrier.
- Emergency Evacuation and Transportation: This coverage provides assistance and reimbursement for emergency medical transportation while traveling.
What’s Not Covered by BoA Travel Rewards Travel Insurance?
While BoA Travel Rewards Travel Insurance offers several types of coverage, there are also some things that are not covered. These may include:
- Pre-existing medical conditions
- Travel to high-risk countries
- Self-inflicted injuries or illnesses
- Participation in extreme sports or activities
- Intentional acts of violence or criminal activity
Is BoA Travel Rewards Travel Insurance Worth It?
Whether or not BoA Travel Rewards Travel Insurance is worth it depends on your individual travel needs and the level of coverage you’re looking for. However, if you’re a Bank of America Travel Rewards cardholder, the coverage is automatic and there’s no additional cost.
Keep in mind that the coverage provided by BoA Travel Rewards Travel Insurance may not be as comprehensive as other travel insurance policies. If you’re looking for more extensive coverage, you may want to consider purchasing a separate travel insurance policy from a third-party provider.
Conclusion
BoA Travel Rewards Travel Insurance is a program that provides travel insurance coverage to Bank of America Travel Rewards cardholders. The coverage is automatic and there’s no need to enroll or register. While the coverage provided may not be as comprehensive as other travel insurance policies, it’s a good option if you’re looking for basic coverage and are already a Bank of America Travel Rewards cardholder.
Frequently Asked Questions
What is BoA Travel Rewards Travel Insurance?
BoA Travel Rewards Travel Insurance is a program that provides travel insurance coverage to Bank of America Travel Rewards cardholders. The program is provided by Virginia Surety Company, Inc. (VSC), which is a subsidiary of Aon Corporation.
What’s covered by BoA Travel Rewards Travel Insurance?
BoA Travel Rewards Travel Insurance offers several types of coverage, including trip cancellation and interruption, baggage delay, lost or stolen baggage, travel accident insurance, and emergency evacuation and transportation.
What’s not covered by BoA Travel Rewards Travel Insurance?
BoA Travel Rewards Travel Insurance does not cover pre-existing medical conditions, travel to high-risk countries, self-inflicted injuries or illnesses, participation in extreme sports or activities, or intentional acts of violence or criminal activity.
Is BoA Travel Rewards Travel Insurance worth it?
Whether or not BoA Travel Rewards Travel Insurance is worth it depends on your individual travel needs and the level of coverage you’re looking for. However, if you’re a Bank of America Travel Rewards cardholder, the coverage is automatic and there’s no additional cost.