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Travelling abroad is an exciting experience, but it comes with inherent risks. That’s why travel health insurance is crucial for your peace of mind. Royal Bank offers great options for those looking to protect themselves and their families while travelling. In this article, we’ll explore the various plans offered by Royal Bank, the benefits you can expect, and how to best utilize this coverage.
What is Royal Bank Travel Health Insurance?
Royal Bank Travel Health Insurance is a comprehensive insurance plan designed to cover the medical and emergency expenses of Canadians travelling outside of their home province. This insurance is available to Royal Bank clients and can cover individuals, families, and even large groups.
What Does It Cover?
Royal Bank Travel Health Insurance covers a range of medical expenses, including hospital stays, emergency medical services, and prescription drugs. It also covers unexpected expenses like emergency dental treatment and transportation home in the event of a medical emergency. Additionally, the plan includes coverage for trip cancellation and interruption, baggage loss, and travel accident benefits.
What Plans are Available?
Royal Bank offers a variety of travel health insurance plans to suit different needs and budgets. Their plans include Single-Trip coverage, which provides coverage for one trip, and Annual coverage, which covers multiple trips throughout the year. The plans can also be customized to include coverage for pre-existing medical conditions and higher coverage limits.
How to Purchase Royal Bank Travel Health Insurance?
Buying Royal Bank Travel Health Insurance is easy, and can be done online, over the phone, or at any Royal Bank branch. Customers can choose the plan that best suits their needs and budget, and can even purchase coverage for their entire family or large groups.
How to Best Utilize Royal Bank Travel Health Insurance?
While it’s crucial to have travel health insurance, it’s also important to know how to best utilize it. When travelling, be sure to carry your insurance card with you at all times. In the event of a medical emergency, contact the insurer’s 24-hour hotline as soon as possible. Make sure to keep receipts and documentation of any medical expenses incurred, as this will be necessary when filing a claim.
Conclusion
Royal Bank Travel Health Insurance offers comprehensive coverage and benefits for Canadians travelling outside of their home province. Whether you’re planning a short trip or multiple trips throughout the year, Royal Bank has plans to suit your needs and budget. Be sure to purchase travel health insurance and know how to best utilize it for your peace of mind while travelling.
| Question | Answer |
|---|---|
| Who is eligible for Royal Bank travel health insurance? | Any Canadian resident aged 89 or under who is covered by a government health insurance plan and is travelling outside their home province. |
| What is the maximum coverage limit for Royal Bank travel health insurance? | The maximum coverage limit varies depending on the plan chosen, but can range from $1 million to $5 million CAD. |
| Are pre-existing medical conditions covered under Royal Bank travel health insurance? | Pre-existing medical conditions can be covered under the plan if they meet certain conditions and are declared at the time of purchase. |
| What should I do in the event of a medical emergency while travelling? | Contact the insurer’s 24-hour hotline as soon as possible and seek medical attention. Keep all receipts and documentation of any medical expenses incurred, as this will be necessary when filing a claim. |
| Can I cancel my Royal Bank travel health insurance plan? | Yes, you can cancel your plan at any time. You may be eligible for a refund depending on the terms and conditions of your specific plan. |