Travelers Plans How to Travelers Plans in The World
Allianz Travel Insurance is one of the most reputable and reliable travel insurance providers out there, offering a plethora of policies for different types of travellers. Among the many policies that Allianz offers, dental insurance is a common concern for many travellers, especially those who are prone to dental issues. In this article, we’ll explore Allianz Travel Insurance Dental and what it entails.
What is Allianz Travel Insurance Dental?
Allianz Travel Insurance Dental is an optional add-on to the Allianz travel insurance policy. This add-on covers dental emergencies and treatments that may arise during your trip, including accidents and sudden illnesses. Travellers who have pre-existing dental conditions may also be covered, provided that they meet the eligibility criteria.
What Does Allianz Travel Insurance Dental Cover?
Allianz Travel Insurance Dental covers a variety of dental emergencies and treatments, including:
| Dental Emergencies | Dental Treatments |
|---|---|
| Acute onset of pain | Emergency dental treatment |
| Broken or chipped teeth | Fillings and extractions |
| Lost or broken dental appliances | Root canals and crowns |
| Unforeseen dental surgeries | Dentures and bridges |
Note that the coverage limit for dental emergencies is $500, while the limit for dental treatments is $1,000.
Who is Eligible for Allianz Travel Insurance Dental?
Not all travellers are eligible for Allianz Travel Insurance Dental. To be eligible, you must:
- Have purchased an Allianz travel insurance policy
- Have added the dental insurance add-on to your policy
- Experience a sudden and unforeseeable dental emergency during your trip
- Not be travelling against medical advice or for medical purposes
If you have pre-existing dental conditions, you may still be eligible for coverage, provided that you meet the following criteria:
- You are under the age of 70
- Your pre-existing dental condition is stable and well-managed
- You have not been hospitalised due to your pre-existing dental condition in the past 12 months
How to File a Claim for Allianz Travel Insurance Dental?
If you need to file a claim for Allianz Travel Insurance Dental, here’s what you need to do:
- Contact Allianz Global Assistance as soon as possible after the dental emergency occurs
- Provide Allianz with your policy number, details of the emergency, and any receipts or invoices related to the emergency
- Seek treatment from a licensed dentist or dental specialist
- Pay for the treatment upfront, if possible
- Submit a claim form and any required documentation to Allianz within 90 days of the emergency
- Wait for Allianz to assess your claim and determine the coverage amount
- Receive reimbursement for the covered amount
Conclusion
Allianz Travel Insurance Dental can provide peace of mind for travellers who may experience dental emergencies during their trip. However, it’s important to understand the eligibility criteria and coverage limits before purchasing the add-on. If you have any questions about dental insurance or any other Allianz travel insurance policies, don’t hesitate to contact their customer service team.