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Traveling can be a great way to explore the world and create memories that last a lifetime. However, unforeseen events such as flight cancellations, medical emergencies, and lost luggage can ruin your trip and leave you with a big financial burden. This is where travel insurance comes in handy.
What is American Legion Travel Insurance?
American Legion Travel Insurance is a travel insurance policy designed for members of the American Legion, their families, and traveling companions. This insurance policy provides coverage for a wide range of travel-related emergencies and expenses that may arise during your trip.
Travel insurance policies can differ in coverage, but American Legion Travel Insurance provides the following benefits:
- Coverage for trip cancellation and interruption
- Emergency medical and dental coverage
- Baggage and personal effects coverage
- 24-hour travel assistance services
- Accidental death and dismemberment coverage
Who is Eligible for American Legion Travel Insurance?
As the name suggests, American Legion Travel Insurance is primarily designed for members of the American Legion. This includes current and former military service members and their families. However, non-members can also purchase this insurance policy for themselves and their traveling companions with some restrictions.
To be eligible for American Legion Travel Insurance as a non-member, you must:
- Be a resident of the United States or its territories
- Be traveling outside of your home country
- Purchase the policy within 15 days of your initial trip deposit
How to Purchase American Legion Travel Insurance?
There are two ways to purchase American Legion Travel Insurance:
- Visit the American Legion website and purchase the policy online
- Contact the American Legion Travel Service Center at 1-800-453-8451 and purchase the policy over the phone
When purchasing the policy, you will be asked to provide the following information:
- Your travel dates and itinerary
- Your age and the age of other travelers
- Your trip cost and the cost of other travelers’ trips
- Your primary destination and any other destinations you plan to visit
Based on this information, you will be provided with a quote for the policy. The cost of the policy will depend on a number of factors, including your age, trip cost, and destination.
What is Covered by American Legion Travel Insurance?
American Legion Travel Insurance provides coverage for a wide range of travel-related emergencies and expenses. Some of the benefits covered by this insurance policy include:
Trip Cancellation and Interruption Coverage
If you need to cancel or interrupt your trip due to an unexpected event, such as a medical emergency, natural disaster, or terrorist attack, American Legion Travel Insurance will reimburse you for your non-refundable trip costs.
Emergency Medical and Dental Coverage
If you become ill or injured during your trip, American Legion Travel Insurance will cover the cost of your medical treatment, including hospitalization, surgery, and prescription medications. This policy also covers emergency dental treatment for pain relief or oral injuries.
Baggage and Personal Effects Coverage
If your baggage or personal belongings are lost, stolen, or damaged during your trip, American Legion Travel Insurance will reimburse you for the value of your lost items. This policy also covers the cost of buying essential items if your baggage is delayed for a certain period of time.
24-Hour Travel Assistance Services
If you need help during your trip, American Legion Travel Insurance provides 24-hour travel assistance services. This includes emergency medical transportation, legal and medical referrals, and assistance with lost travel documents.
Accidental Death and Dismemberment Coverage
If you suffer a serious injury or die as a result of an accident during your trip, American Legion Travel Insurance will provide coverage for accidental death and dismemberment.
What is Not Covered by American Legion Travel Insurance?
Like all insurance policies, American Legion Travel Insurance has certain exclusions and limitations. Some of the events and situations that are not covered by this insurance policy include:
- Pre-existing medical conditions
- Extreme sports and activities
- Intentional self-injury or suicide attempts
- War, military action, or acts of terrorism
- Travel to countries with a travel advisory level of 4 or higher
Conclusion
American Legion Travel Insurance provides comprehensive coverage for a wide range of travel-related emergencies and expenses. While it may not cover everything, this insurance policy can provide peace of mind and protect you from financial loss during your trip. If you are a member of the American Legion or planning a trip outside of your home country, consider purchasing American Legion Travel Insurance for yourself and your traveling companions.
| Resources | Links |
|---|---|
| American Legion Travel Insurance Policy | https://www.theamericanlegion.org/insurance/travel-insurance |
| American Legion Travel Service Center | 1-800-453-8451 |
Originally posted 2022-04-15 10:59:00.