Traveling is an excellent way to explore new places, meet new people, and make lasting memories. However, traveling can be expensive, and it’s not always easy to save enough money for a trip. That’s where credit cards come in – they can help you earn rewards and save money on your next vacation. But, with so many credit cards out there, it can be overwhelming to choose the right one. In this article, we’ll take a look at the best beginner credit cards for travel.
What to Look for in a Travel Credit Card
Before we dive into the best beginner credit cards for travel, let’s discuss what to look for in a travel credit card. First and foremost, you want a card that earns rewards on travel-related purchases. This can include flights, hotels, rental cars, and more. You also want a card with no foreign transaction fees, as these fees can add up quickly when traveling internationally. Lastly, look for a card with a sign-up bonus and a low annual fee.
Chase Sapphire Preferred
The Chase Sapphire Preferred is one of the best beginner credit cards for travel. It earns 2x points on travel and dining purchases and 1x point on all other purchases. You can redeem your points for travel, cash back, or gift cards. The card also has a sign-up bonus of 60,000 points when you spend $4,000 in the first three months. The annual fee is $95, but it’s waived for the first year. Additionally, there are no foreign transaction fees.
Capital One Venture Rewards
The Capital One Venture Rewards card is another great beginner credit card for travel. It earns 2x miles on all purchases, and you can redeem your miles for travel or cash back. The card also has a sign-up bonus of 50,000 miles when you spend $3,000 in the first three months. The annual fee is $95, but it’s waived for the first year. There are no foreign transaction fees.
Wells Fargo Propel American Express
The Wells Fargo Propel American Express card is a great option for beginners who want to earn rewards on travel and everyday purchases. It earns 3x points on dining, gas stations, rideshares, transit, flights, hotels, homestays, and car rentals, and 1x point on all other purchases. You can redeem your points for travel, cash back, or gift cards. The card also has a sign-up bonus of 20,000 points when you spend $1,000 in the first three months. There is no annual fee, and there are no foreign transaction fees.
FAQ
What is a travel credit card? | A travel credit card is a credit card that rewards you for travel-related purchases, such as flights, hotels, rental cars, and more. |
What should I look for in a travel credit card? | You should look for a card that earns rewards on travel-related purchases, has no foreign transaction fees, and has a sign-up bonus and low annual fee. |
What are the best beginner credit cards for travel? | The best beginner credit cards for travel are the Chase Sapphire Preferred, Capital One Venture Rewards, and Wells Fargo Propel American Express. |