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Travelling abroad can be an enriching experience, but it can also be an expensive one. One way to manage the costs is by getting a credit card that is tailored for international travel. In this article, we will be exploring the best credit cards for international travel in India, based on various features such as rewards, fees and foreign transaction charges.
Best Credit Cards for International Travel in India
Here are some top credit cards that offer great benefits for international travellers in India:
| Credit Card | Benefits | Annual Fee |
|---|---|---|
| HDFC Regalia | Complimentary airport lounge access, reward points on travel and dining expenses | Rs. 2,500 |
| Axis Bank Miles & More World Traveller Card | Bonus miles on the first transaction, free travel insurance | Rs. 3,500 |
| SBI Elite Card | Complimentary memberships, discounts on travel bookings | Rs. 4,999 |
Features to Consider
When choosing a credit card for international travel, there are several features that you should consider:
Rewards and Points
Credit cards that offer rewards and points for travel-related expenses can help you save money on your trip. Look for cards that offer points for airline tickets, hotel stays and transportation.
Foreign Transaction Fees
Many credit cards charge foreign transaction fees for purchases made outside India. These fees can quickly add up, so look for cards that offer low or no foreign transaction fees.
Travel Insurance
Having travel insurance can provide peace of mind during your trip. Some credit cards offer complimentary travel insurance as a benefit, so be sure to check if this is a feature that you need.
Airport Lounge Access
Waiting for your flight can be stressful, but having access to a relaxing airport lounge can make a big difference. Look for credit cards that offer complimentary airport lounge access as a benefit.
Frequently Asked Questions
What is the best credit card for international travel in India?
The best credit card for international travel in India depends on your individual needs and preferences. However, some top options include the HDFC Regalia, Axis Bank Miles & More World Traveller Card, and SBI Elite Card.
What fees should I consider when choosing a credit card for international travel?
When choosing a credit card for international travel, consider fees such as foreign transaction fees, annual fees and late payment fees.
Should I get a credit card that offers rewards for travel expenses?
If you plan to travel frequently or spend a lot on travel-related expenses, a credit card that offers rewards for these expenses can be beneficial.
Is travel insurance a necessary feature for a credit card for international travel?
While travel insurance is not a necessary feature, it can provide peace of mind during your trip. Some credit cards offer complimentary travel insurance as a benefit, but be sure to read the terms and conditions carefully.
Conclusion
Choosing the right credit card for international travel can help you save money and make your trip more enjoyable. Be sure to consider features such as rewards, fees and travel benefits when making your decision. Happy travels!