If you’re planning to travel abroad, having the right credit card can make a big difference. Not all credit cards are created equal, especially when it comes to international travel. Some cards charge high fees for foreign transactions, while others offer perks like travel rewards and no foreign transaction fees. If you’re a frequent traveler or planning a trip overseas, it’s worth considering some of the best credit cards for international travel recommended by Reddit users.
Chase Sapphire Preferred
The Chase Sapphire Preferred is a popular choice among frequent travelers, with many Reddit users recommending it for international travel. With this card, you can earn 2X points on travel and dining purchases, and 1X point on all other purchases. Points can be redeemed for travel, cash back, and gift cards. The card also offers no foreign transaction fees, which can save you money when traveling abroad.
Capital One Venture Rewards
The Capital One Venture Rewards card is another popular choice for international travel. It offers 2X miles on every purchase, with no limit on the amount of miles you can earn. Miles can be redeemed for travel, gift cards, and more. The card also offers no foreign transaction fees and comes with other travel benefits like travel accident insurance and 24-hour travel assistance services.
Discover it Miles
The Discover it Miles card is a good option for those who want to earn cash back on their international travel purchases. With this card, you can earn unlimited 1.5X miles on every purchase, which can be redeemed for cash back, travel, and more. The card also offers no foreign transaction fees and comes with a number of other benefits like free FICO credit score monitoring and fraud protection.
Citi Premier Card
The Citi Premier card is another popular choice for international travel, with many Reddit users recommending it for its rewards and benefits. With this card, you can earn 3X points on travel and gas purchases, and 2X points on dining and entertainment purchases. Points can be redeemed for travel, gift cards, and more. The card also offers no foreign transaction fees and comes with travel benefits like worldwide travel accident insurance and 24-hour travel assistance services.
American Express Platinum Card
The American Express Platinum card is a premium card with a high annual fee, but it comes with a range of benefits that make it worth considering for frequent travelers. With this card, you can earn 5X points on flights booked directly with airlines or through American Express Travel, and 5X points on eligible hotels booked on amextravel.com. You’ll also get access to airport lounges, concierge services, and travel credits that can be used to offset the cost of travel expenses. The card does charge foreign transaction fees, so it may not be the best choice if you plan to use it frequently on international trips.
Conclusion
Choosing the right credit card for international travel can help you save money and earn rewards on your trips abroad. Before applying for a card, be sure to research its fees, rewards, and benefits to make sure it’s the right fit for your travel needs. Consider some of the top credit cards recommended by Reddit users and see which one works best for you.
Credit Card | Rewards | Foreign Transaction Fees |
---|---|---|
Chase Sapphire Preferred | 2X points on travel and dining purchases; 1X point on all other purchases | No |
Capital One Venture Rewards | 2X miles on every purchase | No |
Discover it Miles | Unlimited 1.5X miles on every purchase | No |
Citi Premier Card | 3X points on travel and gas purchases; 2X points on dining and entertainment purchases | No |
American Express Platinum Card | 5X points on flights booked directly with airlines or through American Express Travel; 5X points on eligible hotels booked on amextravel.com | Yes |
Frequently Asked Questions
What should I look for in a credit card for international travel?
When choosing a credit card for international travel, look for a card with no foreign transaction fees, good rewards programs, and travel benefits like travel accident insurance and 24-hour travel assistance services.
Are there any credit cards that offer travel rewards for international flights?
Yes, many credit cards offer rewards programs that allow you to earn points or miles for international flights. Be sure to check the card’s rewards program to see what kind of rewards you can earn for your international travel purchases.
Can I use my credit card abroad?
Yes, you can use your credit card abroad, but be aware that some cards charge fees for foreign transactions. Look for a card that offers no foreign transaction fees to avoid these charges.