Are you planning to travel soon? There are a lot of things to consider when going on a trip, and one of them is finding the best credit card for your travels. With so many options available, it can be overwhelming to choose the right one. Luckily, Reddit users can be a great resource for unbiased opinions and experiences.
What to Look for in a Travel Credit Card
Before we dive into the best credit cards for travel recommended by Reddit users, let’s first discuss what to look for in a travel credit card.
Firstly, you want to look for a credit card that doesn’t charge foreign transaction fees. These fees can add up quickly and can be as high as 3% of your purchase price.
Secondly, look for a credit card that offers rewards specifically tailored for travel. These rewards could be in the form of points or miles that can be redeemed for flights, hotels, or other travel-related expenses.
Thirdly, consider the sign-up bonus. Many credit cards offer a sign-up bonus after meeting a minimum spend requirement within a certain timeframe. This bonus could be worth hundreds of dollars in travel rewards.
Lastly, look for a credit card that offers travel perks such as airport lounge access, free checked bags, or travel insurance.
Best Credit Cards for Travel Recommended by Reddit Users
Based on recommendations from Reddit users, here are some of the best credit cards for travel:
Credit Card | Foreign Transaction Fees | Rewards | Sign-Up Bonus |
---|---|---|---|
Chase Sapphire Preferred | No foreign transaction fees | 2X points on travel and dining; 1X point on all other purchases | 100,000 points after spending $4,000 within the first 3 months |
Capital One Venture | No foreign transaction fees | 2X miles on every purchase | 60,000 miles after spending $3,000 within the first 3 months |
Delta SkyMiles Gold American Express | No foreign transaction fees | 2X miles on Delta purchases; 1X mile on all other purchases | 70,000 miles after spending $2,000 within the first 3 months |
It’s important to note that these credit cards have different annual fees, so make sure to consider that when choosing the best one for you.
Conclusion
Choosing the best credit card for travel can be overwhelming, but by considering factors such as foreign transaction fees, rewards, sign-up bonus, and travel perks, you can narrow down your options. Based on recommendations from Reddit users, the Chase Sapphire Preferred, Capital One Venture, and Delta SkyMiles Gold American Express are some of the best credit cards for travel.