Travelers Plans How to Travelers Plans in The World
Travelling is a passion for many people, but it can be expensive. However, with the right credit card, you can not only save money on your travel expenses but also earn rewards and cashback. In this article, we will discuss the best credit cards in India for travel.
1. HDFC Regalia Credit Card
The HDFC Regalia Credit Card is one of the best credit cards for travel in India. It offers exclusive benefits such as airport lounge access, air miles, and hotel discounts. The card also provides a welcome bonus of up to 2,500 reward points, and you can earn 4 reward points for every Rs. 150 spent on the card.
2. SBI Elite Credit Card
The SBI Elite Credit Card is another great option for frequent travellers. The card offers free access to airport lounges, air miles, and a welcome gift of Rs. 5,000. You can earn 2 reward points for every Rs. 100 spent, and the reward points can be redeemed for travel bookings or air miles.
3. Axis Bank Miles & More World Credit Card
The Axis Bank Miles & More World Credit Card is an excellent option for those who frequently travel abroad. The card offers air miles that can be redeemed across various airlines, exclusive discounts on flight bookings, and airport lounge access. You can earn up to 4 air miles for every Rs. 200 spent on the card.
4. ICICI Bank Rubyx Credit Card
The ICICI Bank Rubyx Credit Card is a popular choice for those who love to travel. The card offers airport lounge access, air miles, and travel vouchers. You can earn 2 reward points for every Rs. 100 spent on the card, and the reward points can be redeemed for travel bookings or air miles.
5. Citibank PremierMiles Credit Card
The Citibank PremierMiles Credit Card is an excellent option for those who frequently travel within India or abroad. The card offers air miles that can be redeemed across various airlines, exclusive discounts on flight bookings, and airport lounge access. You can earn 10 air miles for every Rs. 100 spent on flight bookings and 4 air miles for every Rs. 100 spent on other transactions.
6. American Express Platinum Travel Credit Card
The American Express Platinum Travel Credit Card is an excellent option for frequent travellers. The card offers air miles, hotel discounts, and airport lounge access. You can earn up to 5,000 bonus air miles when you spend Rs. 1.9 lakhs in a year and an additional 7,500 bonus air miles when you spend Rs. 4 lakhs in a year.
FAQs
| 1. How do I apply for a travel credit card in India? | You can apply for a travel credit card online or by visiting the bank’s branch. You will need to submit your KYC documents and income proof. |
| 2. What are the benefits of a travel credit card? | A travel credit card offers benefits such as air miles, airport lounge access, hotel discounts, and cashback on travel expenses. |
| 3. How can I redeem air miles earned on my credit card? | You can redeem your air miles for flight tickets or hotel bookings through the bank’s travel portal. You can also transfer your air miles to various airlines’ frequent flyer programs. |
| 4. Is there an annual fee for a travel credit card? | Yes, most travel credit cards charge an annual fee. However, the benefits offered by the card can outweigh the fee. |
| 5. Can I use a travel credit card for non-travel expenses? | Yes, you can use a travel credit card for non-travel expenses. However, the rewards and benefits offered by the card may be more beneficial for travel-related expenses. |
Conclusion
If you’re a frequent traveller, a travel credit card can help you save money on your travel expenses and earn rewards. The HDFC Regalia Credit Card, SBI Elite Credit Card, Axis Bank Miles & More World Credit Card, ICICI Bank Rubyx Credit Card, Citibank PremierMiles Credit Card, and American Express Platinum Travel Credit Card are some of the best credit cards in India for travel. Choose the one that suits your travel needs the best and start earning rewards today!