If you love to travel, you know how expensive it can be. However, with the right credit card, you can earn points and miles towards free flights, hotel stays, and other travel expenses. Reddit is a great place to find advice on the best credit cards for travel. In this article, we’ll take a look at the top recommendations from the Reddit community and explore the benefits of each card.
Chase Sapphire Preferred
The Chase Sapphire Preferred card is a popular choice for frequent travelers. With this card, you’ll earn 2x points on travel and dining, and 1x point on all other purchases. You can redeem your points for travel through the Chase Ultimate Rewards program or transfer them to airline and hotel partners.
Another perk of this card is its sign-up bonus. New cardholders can earn 100,000 bonus points after spending $4,000 in the first 3 months. This is worth up to $1,250 in travel rewards.
Citi Double Cash
The Citi Double Cash card is a simple but effective option for earning cash back on all purchases. You’ll earn 2% cash back – 1% when you make a purchase and 1% when you pay it off. This card has no annual fee and no rewards caps.
While this card isn’t specifically for travel rewards, you can use the cash back you earn to pay for flights, hotel stays, and other travel expenses.
Capital One Venture
The Capital One Venture card is another popular choice for travelers. You’ll earn 2x miles on all purchases, and you can redeem your miles for travel purchases at a rate of 1 cent per mile.
This card also has a sign-up bonus. New cardholders can earn 60,000 miles after spending $3,000 in the first 3 months. This is worth up to $600 in travel rewards.
FAQ
Question | Answer |
---|---|
What should I look for in a travel rewards credit card? | Look for a card that offers rewards points or miles that can be redeemed for travel expenses. You may also want to look for cards that offer a sign-up bonus, no foreign transaction fees, and travel benefits like airport lounge access and travel insurance. |
Do travel rewards credit cards have annual fees? | Some do, but not all. It’s important to consider whether the rewards you’ll earn outweigh the cost of the annual fee. |
Can I use travel rewards to book flights on any airline? | It depends on the card. Some cards allow you to transfer rewards to airline partners, while others only let you redeem rewards for flights through their own travel portal. |
Are travel rewards credit cards worth it? | If you travel frequently and use your card for everyday purchases, a travel rewards credit card can be a great way to save money on travel expenses. However, if you don’t travel often, it may not be worth the annual fee. |
Conclusion
There are many credit cards available that offer travel rewards, but the best one for you will depend on your individual needs and spending habits. The Chase Sapphire Preferred, Citi Double Cash, and Capital One Venture are all popular choices among the Reddit community. Consider these options and do your own research to find the card that’s right for you.