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Traveling is one of the most exciting things that anyone can do, but it can also quickly become expensive. This is where travel credit cards come in handy, as they offer rewards and perks that can help you save money on your trips. In this guide, we will be discussing the best entry level travel credit cards that are available to you.
What are Entry Level Travel Credit Cards?
Entry level travel credit cards are credit cards that are designed for people who are just starting out with building credit or who have a limited credit history. These cards tend to have lower fees, lower interest rates, and fewer rewards than premium travel credit cards, but they are a great way to get started with earning rewards and saving money on travel.
Top 5 Best Entry Level Travel Credit Cards
In no particular order, here are the top 5 best entry level travel credit cards:
Chase Freedom Unlimited
The Chase Freedom Unlimited card offers 1.5% cash back on every purchase, with no annual fee. This card also offers a $200 sign-up bonus after you spend $500 within the first three months of opening your account. Additionally, this card has no foreign transaction fees, making it a great choice for international travel.
Citi Double Cash
The Citi Double Cash card offers 2% cash back on all purchases, with no annual fee. This card also has no foreign transaction fees, making it a great choice for international travel. Additionally, you can earn a $100 sign-up bonus after you spend $500 within the first three months of opening your account.
Capital One VentureOne Rewards
The Capital One VentureOne Rewards card offers 1.25 miles per dollar spent on all purchases, with no annual fee. This card also offers a 20,000 mile sign-up bonus after you spend $1,000 within the first three months of opening your account. Additionally, this card has no foreign transaction fees, making it a great choice for international travel.
Discover it Miles
The Discover it Miles card offers 1.5 miles per dollar spent on all purchases, with no annual fee. This card also matches all the miles you earn during your first year of card membership, effectively doubling your rewards. Additionally, this card has no foreign transaction fees, making it a great choice for international travel.
Bank of America Travel Rewards
The Bank of America Travel Rewards card offers 1.5 points per dollar spent on all purchases, with no annual fee. This card also offers a 25,000 point sign-up bonus after you spend $1,000 within the first 90 days of opening your account. Additionally, this card has no foreign transaction fees, making it a great choice for international travel.
How to Choose the Best Entry Level Travel Credit Card for You
When it comes to choosing the best entry level travel credit card for you, it’s important to consider your spending habits and travel goals. Ask yourself the following questions:
- How much do I spend on a regular basis?
- What kind of rewards am I interested in?
- Do I travel internationally frequently?
- Do I want a card with no annual fee?
Answering these questions will help you narrow down your options and choose the best entry level travel credit card for your needs.
FAQs
Q: What is the best entry level travel credit card for international travel?
A: The Chase Freedom Unlimited, Citi Double Cash, Capital One VentureOne Rewards, Discover it Miles, and Bank of America Travel Rewards cards all have no foreign transaction fees, making them great choices for international travel.
Q: How do I earn rewards with a travel credit card?
A: You earn rewards with a travel credit card by using it to make purchases. Depending on the card, you may earn cash back, points, or miles for every dollar you spend.
Q: Are there any downsides to using a travel credit card?
A: One potential downside to using a travel credit card is that they may have higher interest rates than other types of credit cards. Additionally, some cards may have annual fees or other fees that you need to be aware of.
Conclusion
Overall, there are many great entry level travel credit cards to choose from. By considering your spending habits and travel goals, you can choose the best card for your needs and start earning rewards and saving money on your trips.